Banco Popular de Puerto Rico

Ms. Goudreau concentrates her practice in the areas of business law and commercial transactions. She has extensive experience counseling clients across a wide range of organizational and transactional matters. Ms. Goudreau concentrates on complex business issues, including corporate governance, compliance matters, mergers and acquisitions, securities, and the preparation and negotiation of various complex commercial agreements, such as joint ventures, and sale and distributorship agreements. She has experience counseling owners of closely-held businesses with regard to their management relations, owner disputes, and ownership agreements, such as shareholder agreements and limited liability company agreements.  Ms. Goudreau also advises clients with regard to their business succession planning.  \nMs. Goudreau's practice includes representing investment advisory firms in all aspects of their organization, registration and compliance. She has experience drafting Form ADVs, investment management agreements, codes of ethics, compliance manuals and other documentation necessary in the operation of an advisory firm, as well as counseling firms with regard thereto.  She also advises firm owners as to their ownership relationship, restrictions on transfers of ownership and buy-sell agreements. Ms. Goudreau represents both buyers and sellers of advisory firms in their merger and acquisition activity, and advises clients with regard to regulatory restrictions and pitfalls regarding the same. She also advises advisory firms on their ongoing corporate governance and compliance issues.     \nMs. Goudreau also has extensive experience in the areas of employment law and employee relations. She regularly counsels clients with regard to their human resources matters, and advises management regarding the hiring, discipline and termination of employees. Ms. Goudreau has conducted employment audits and participated in employee training, focusing on educating management regarding employee policies and procedures. Ms. Goudreau also has significant experience in drafting and advising on employment agreements, independent contractor agreements, restrictive covenants and confidentiality agreements. She also has experience drafting employee handbooks, including FMLA procedures, and in employee benefits matters.     \nMs. Goudreau has state, federal and appellate litigation experience in the areas of commercial contracts and other business matters, including shareholder disputes and oppression, estates and trusts, fiduciary responsibility, employment law and employee benefits, and class actions.\n \n Professional Associations & Affiliations\n Ms. Goudreau is a member of the Chicago Bar Association, the Illinois State Bar Association and the American Bar Association. She is admitted to practice before all state courts in Illinois, as well as the United States District Courts for the Northern and Central Districts of Illinois and the United States Court of Appeals for the Seventh Circuit.\n \n Education\/Work History \n J.D., Loyola University Chicago School of Law, 1996 (Graduated cum laude. Recipient of multiple American Jurisprudence Awards. Honors scholarship recipient.)\n \n B.S., Psychology, the University of Illinois at Urbana-Champaign, 1991 (Graduated with honors. Inducted into Phi Kappa Phi Honor Society. Honors scholarship recipient.)\nMs. Goudreau joined Kubasiak, Fylstra, Thorpe & Rotunno, P.C. in 1997. She became a shareholder in the firm in 2006. Prior to joining the firm, she worked for Childress & Zdeb, Ltd.\nSpeaking Engagements\n Ms. Goudreau participates as a speaker at seminars, round table discussions and symposiums addressing business and regulatory issues. Topics on which she has presented include business succession planning, closely-held business arrangements, employee relations and social media, and the securities regulatory environment.\n

Having 15 years experience in the field of family law, as well as 25 years of accounting and bookkeeping experience, Cathy Threadgill is well acquainted with not only the laws and procedures regarding divorces, but also the financial implications of the process. As a bookkeeper, Ms Threadgill’s client base has ranged from sole proprietors to corporations with 100 plus employees.  She has experience in handling simple bookkeeping entries to complex accounting matters and the preparation of Federal and State Income Tax Returns including individual, partnership and corporate returns. Additionally, her 20 years of background in income tax preparation ranges from individual to corporate federal and state income tax returns, tax procedures and laws.  Ms. Threadgill also has experience working with Family Law, Tax and Corporate Attorneys, CPAs and Mediators. \n A passionate photographer, Ms. Threadgill especially enjoys capturing the innocence and individuality of the very young, as well as vineyards, wineries, and anything having to do with wines. \n Ms. Threadgill attended the University of Texas at El Paso. \n

Mary Erl, owner of Nest Builder Financial Advisors, Ltd. is a CERTIFIED FINANCIAL PLANNER® \n professional and a Registered Investment Advisor. She established her practice in 2003 and has \n built her reputation as a trustworthy and effective advisor. As a Registered Investment Advisor, \n Mary is held to the highest standard of working in the client’s best interest. This fiduciary \n standard, Mary’s objectivity, and the fact that she does not receive commissions or other \n compensation for the investments she recommends helps earn the trust of those who come to \n know her.\n Mary is passionate about educating her clients and community members who are interested in \n learning more about personal finance, investments and retirement planning. She has \n participated in the Financial Planning Association’s “Financial Planning Week” by presenting \n various topics at local libraries. Additionally, she has held free workshops on such topics as \n Financial Basics, IRAs, Retirement Planning, and Long-Term Care Insurance.\n Mary has been cited in the Chicago Tribune, Business Week; The Wall Street Journal and The \n New York Times in articles dealing with little-used tax credits, to gold and Roth IRAs. \n Prior to her financial planning career, Mary worked in the Information Technology industry for \n over 20 years as a sales support engineer and national product marketing manager, during which \n her personal investment experiences fostered her interest in the services she now provides.\n Education, Credentials, and Affiliations\n Mary earned a Bachelor of Arts degree from DePaul University with a focus in business and \n finance. Mary’s CERTIFIED FINANCIAL PLANNER® professional credential, the most recognized \n designation in the industry, requires passing a rigorous, 2-day, 10-hour examination, a minimum \n 3 years experience, and 15 hours of continuation education every year.\n As a member of the National Association of Personal Financial Advisors (NAPFA) and The Garrett \n Planning Network, Mary participates in the knowledge-sharing opportunities and continuing \n education conferences these groups provide. Mary is also an active member of the Gurnee and \n Lindenhurst\/Lake Villa Chambers of Commerce.\n

Joan P. Nye has over 20 years of financial services experience. Among other accomplishments,\nJoan is past President of the Dallas Lawyer’s Auxillary and is an active member of the North Dallas Chamber of Commerce.\nJoan earned her bachelor’s degree from Southern Methodist University. She also has an MBA from SMU.\nSince 2007, Joan has been an independent financial professional, having started JPN Financial LLC to provide long-term solutions for individuals and help them navigate their financial path. She is a Registered Representative and Financial Advisor for Princor Financial Services Corporation. Before beginning her own practice, Joan was a Financial representative at HFG Advisors in Dallas, and focused on high net worth and small business owners. At Rauscher-Pierce-Refsnes, Inc. she served as Vice President for 9 years; managing the fixed-income trading desk.\nShe began her career at Saloman Brothers, Inc. in 1982 as the administrative support to the Dallas Regional office, and also supported the Municipal and Corporate trading desks.\nJoan is Series 7 and 63 registered and graduated with a BA in Economics & History from Southern Methodist University (SMU) as well as an Executive MBA from Cox School of Business at Southern Methodist University.\nAs a member of the Dallas community, Joan serves as a public speaker and volunteer. She is a member of the North Dallas Chamber of Commerce, the Dallas Lawyer’s Auxiliary, the Jesuit Preparatory School and the SMU Mustang Club.\n\n

\n\n\n\nUntitled Document\n\n\n\nLynn Lawrance is a financial advisor who works with her clients to create, protect, and grow their wealth.  She focuses on investment management and retirement planning for individuals, small business owners, and professionals. \nLynn’s clients benefit from experience she’s gained from working with clients since 1995. Her down-to-earth, common sense approach earns her clients’ trust and respect. \nA recognized financial planning and investment management expert, Lynn gives presentations for business and civic organizations.  She has been quoted in publications including: The Dallas Morning News, USA Today, The Indianapolis Star, and Park Cities People.  \nLynn is an Investment Adviser Representative and Registered Representative with Financial Network Investment Corporation.  Financial Network is a full-service, independent Broker\/ Dealer and a Registered Investment Adviser.  Lynn has been affiliated with Financial Network since 1997.  \n\n\n

Lee DeLorenzo began her financial service career in 1979 and is President of United Asset Strategies, a registered investment advisory firm and United Financial Group, a registered broker-dealer.  Lee is a general principal, financial operations officer, registered representative, certified financial planner ®, qualified pension administrator and a licensed life and health insurance professional.  \n Lee’s company doubled the assets under management in the two years following 2008 downturn and has grown another 30% since 2010.\n Lee is ranked as one of America’s Top 100 Women Financial Advisors by Barron’s in 2010 and 2011 and named as one of Long Island’s Top 50 Women in Business in 2011. She has been a contributor to Bloomberg News and Wall$treetWeek. \n

Valentina is responsible for the planning and execution of Morgan Stanley Smith Barney's social media strategy. She has been focusing on implementing a program for individual financial advisors to allow them to incorporate social media into their business practice to deliver MSSB’s breadth of wealth management resources to clients and prospects. She also partners with other business areas on the creation of policy, supervision procedures, technology implementation and training. Prior to joining MSSB in 2010, Valentina spent 7 years at Citi Global Wealth Management in Investment Products as well as the Corporate Strategy group. Valentina began her career at McKinsey & Company in the Business Technology office. She has a B.S. in finance and economics from Fordham University.

Entrepreneur, author, speaker, and worldwide connector, Amy McIlwain is recognized internationally for radical new ways of thinking about Social Media, PR, marketing, advertising, and customer service. Amy launched Financial Social Media in 2010 which specifically addresses the compliance issues surrounding social media and the financial industry. With her unique background in both online marketing and financial services, Amy knows which media vehicles work and the marketing language needed to deliver results, making her one of the most sought-after social media speakers in the financial industry.\n \n Amy's content has been featured in several top financial industry publications, blogs, websites and books. Not only has she conducted several live trainings and webinars for thousands of people worldwide, but she has also spoken at top financial conferences and events such as the Annuity Mega Meeting, NAFA \n IMO Summit, SFG Annuity Synopsis, and the International iStrategy Conference where she spoke on the topic of "Social Media in Highly Regulated Industries."\n

Christina M. Cleveland is a Senior Vice President-Investments, Wealth Management Advisor, Certified Special Needs Advisor and a Certified Financial Planner for Merrill Lynch in the East Boca Raton office.  Christina has been an advisor with Merrill Lynch since 1983 and she obtained her Certified Financial Planner designation in 2003. Christina holds a Bachelor of Science degree in Finance with an emphasis in investments and portfolio analysis from Florida State University.   \nChristina’s passion for retirement planning and retirement cash flow management for the affluent retiree has provided her the opportunity to serve as a panelist for the Securities Industry and Financial Markets Association ( SIFMA) on retirement.   SIFMA is a leading securities industry trade group representing securities firms, banks and asset managers.  Christina has been the keynote speaker for the State of Florida Women’s Symposium and she has served on the National Diversity and Inclusion Council for Merrill Lynch.  She is currently the President of the South Florida Women’s Exchange for Merrill Lynch.  \nHer practice focuses on comprehensive wealth management and multigenerational planning for affluent individuals, families, and business owners. Her practice focuses on education for high net worth pre-retirees on appropriate distribution expectations in retirement, estate and income tax minimization, multigenerational planning, the role of asset allocation to investment performance, philanthropic planning and comprehensive liability management.   \n She and her family reside in Delray Beach Florida and her hobbies include scuba diving, biking and butterfly gardening.    \n