Banco Popular de Puerto Rico

\nCynthia Stephens is a marketing and research maven with more than twenty years’ experience in data-driven businesses, which includes driving rapid growth of two early-stage technology companies. She is experienced in developing high-impact marketing strategies using digital and content marketing to drive market visibility and expand market share. At ByAllAccounts Cynthia drives the firm's growth agenda and leads overall market positioning and brand strategy.\n\n\nPreviously, Cynthia was Director of Marketing at Compete, one of the 50 fastest growing technology companies in New England. As one of the first 35 employees at Compete, Cynthia helped build the company’s brand with Fortune 500 marketers, which contributed to the successful acquisition of the company by TNS (Taylor Nelson Sofres plc) for $75 million in 2008. Prior to Compete, Cynthia served broker dealers, independent financial advisors and asset management firms in her roles at The KELYN Group and ByAllAccounts. Previously, Cynthia held several roles for the forecasting and consulting unit of Standard & Poor’s (formerly Data Resources Inc.), helping executives understand the impact of global trends on their businesses.\n

Dr. Rehl is a leading authority on the subject of widows and financial planning. She is frequently invited to give presentations across the country on this topic—both to women’s groups and to professionals who assist widows. She has appeared on national television. Kathleen also speaks about charitable and legacy planning in addition to other special topics.\n She is an educator at heart, stemming from her prior work as a university professor years ago. These days her “classrooms” have expanded far beyond college walls to include conference centers, women’s circles, professional meeting facilities, non-profit organization headquarters, internet webinars and podcasts, congregations, and more.\n From her personal grief experiences as a widow, Kathleen’s life purpose evolved—helping other widows to feel more secure, enlightened and empowered about their financial matters. She is passionate about helping her “widowed sisters” to take control of their financial future.\n Kathleen was motivated to write Moving Forward on Your Own: A Financial Guidebook for Widows after her husband’s death. She and her book have been featured in almost three dozen popular magazines, newspapers and professional journals. These include The New York Times, Wall Street Journal, Kiplinger’s, AARP Bulletin, U.S. News & World Report, Consumer Reports, Investment News, and many others. The guidebook has received 7 national awards.\n Kathleen and her staff have provided comprehensive, life-centered financial planning for clients since 1996. She was previously named as one of the country’s 100 Great Financial Planners by Mutual Funds magazine. To devote more time to writing and speaking activities, Kathleen closed her practice to new clients some time ago.\n

\n\n\n\nUntitled Document\n\n\n\nWhen planned or unplanned life-changing events occur—such as receiving an inheritance, selling a business, retiring, or, sadly, losing or divorcing a spouse—individuals often are faced with sorting through emotional uncertainty while simultaneously having to address complex financial decisions. I have spent more than 16 years helping my clients manage change, successfully navigating to the next chapter of their lives.\n My wellness background, having worked as a licensed\/registered dietitian prior to transitioning to financial services, greatly influences my practice today. That background, combined with more formalized training in financial transitions planning at The Sudden Money® Institute, enables me to focus on the wholeness of my clients’ lives. I offer each client an environment of respect, dignity and attentive service. But what clients most appreciate about working with me is the compassion I show for their well being and diligence in designing compelling, lasting solutions during a chaotic time in their lives.\nProfessional Accreditations\/Education \n\n Series 65-NASAA Uniform Investment Advisor Law Examination \n Certified Wealth Strategist®, Practitioner (CWS®)\n Long Term Care Professional (LTCP)\n University of Central Florida, post graduate studies in financial planning, healthcare administration and risk management\n University of Tennessee, Knoxville, B.S., cum laude, dietetics and nutrition science\n\nIndustry Involvement \n\n Advisor with The Sudden Money® Institute\n Member, Financial Planning Association; Society of Financial Services Professionals; Society of Certified Senior Advisors and American Association of Long Term Care Professionals\n Fellow, SunBridge Legacy Builder Institute\n\nUp Close\nPreviously served as Principal and Chief Compliance Officer for FMR Wealth Management, LLC , a State of Florida Registered Investment Advisory Firm, and as Vice President of Financial Management Resources, Inc.\n Member, Florida Executive Women’s Association; Winter Park Chamber of Commerce and Women’s Executive Council\n Executive Board, Treasurer, Central and North Florida Alzheimer’s Association\n Alumna, Class X, Leadership Winter Park\n Served for 19 years in Florida as a registered and licensed dietician\/nutritionist, specializing in critical care nutrition, and as Administrative Director of Hospital Nutrition Services\n Enjoys gourmet cuisines, wine tasting, bicycle riding, fitness activities and travel\n Florida native, from Miami, the second of six siblings\n Joined Sequoia in 2011\n\n\n\n

\n\n\n\nUntitled Document\n\n\n\n\n\nEllen Siegel is a Certified Financial Planner practitioner and, since 2004, the  president and owner of Ellen R. Siegel & Associates, a fee-based financial planning firm in Miami, FL.  She has been a financial planner and a financial educator for over three decades.\nEllen has taught at the University of Miami Continuing Studies, Nova Southeastern University, and the American College.  She served on the committee creating the credentialing exam for the CFP® designation, as well as the job analysis task force for the national Certified Financial Planner Board of Standards.\nEllen holds a Masters degree in Social Psychology from Goddard College.  She is a FINRA licensed registered representative with LPL Financial, LLC, and is a Florida licensed life, health, and variable annuity insurance agent. \nShe sings in the Temple Beth Or choir and serves on the board of the South Florida National Park Trust.  She is a past board member of the Girl Scout Council of Tropical Florida, the Miami Financial Planning Association, the Miami Association of Insurance and Financial Advisors and the Miami Chapter of the Society of Financial Service Professionals.  She is a founding member of the Miami Women in Insurance and Financial Services.\nAn enthusiastic outdoors lover, she is an active volunteer park ranger in Everglades National Park, leading canoe and hiking adventures for adults and children.  At home, she enjoys entertaining friends, having fun with her menagerie, and reading Grisham novels. \n

\n\n\n\nUntitled Document\n\n\n\n\n\nSharon has a financial practice in Dunedin, FL with a primary focus on retirement planning. She helps clients better understand what adjustments may be needed for a secure retirement so they can continue to enjoy the lifestyle they have today throughout their lives. She has been in financial services for 10 years and associated with Lincoln the past six years. \n Her prior work includes ownership of a small software development company and working for AT&T as an Account Executive and National Account Manager.  She is a graduate of the University of Oklahoma’s College of Business.\n Sharon has been married for 30 years and has two young adult children who also live in the Tampa Bay area. \n