Banco Popular de Puerto Rico

Michael J. McLafferty is a leader in the Health Care Services Group. He has over 20 years of experience in the health care field providing business services to multi-hospital systems, pharmaceutical firms, surgery centers and physician practices. Michael has assisted numerous health care organizations with turnaround services; mergers and acquisitions; evaluation and improvement of operations; revenue enhancement; chart and coding evaluations; revenue enhancement strategies and implementation; contract negotiations; regulatory and compliance issues; and health care litigation.\nIn addition, he has developed business plans and financial forecasts, provided interim management services, performed operational and financial assessments and benchmarking analysis for numerous health care organizations. Michael has extensive relationships within the health care field and is often requested as a speaker before professional organizations. Michael earned his Executive M.B.A. from Rutgers University. He is active in numerous associations, including the New Jersey Society of Certified Public Accountants (NJSCPA), American College of Healthcare Executives (ACHE), Healthcare Financial Management Association (HFMA), and the Medical Group Management Association (MGMA).

Andrew Pavia is the Assistant Managing Editor for Financial Planning, Bank Investment Consultant and On Wall Street.

Steven Barnes, CPA with an accounting practice in Deer Park, NY has been working with small and mid-size business since 2002.  Before that Steven worked for Ernst & Young LLP as a manager in their tax department. He has an accounting degree from SUNY Old Westbury and a Masters in Taxation from CW Post.

Richard A. Dauman is a Director in the Personal Wealth Advisors Group with more than 25 years of experience. He is responsible for income tax and wealth transfer planning and compliance for a group of individuals and families of significant wealth, including senior corporate executives, private equity fund managers and sports franchise owners. Richard also advises clients on state residency planning and handles representation before taxing authorities.\nRichard received his B.A. in Accounting and Economics from Queens College, C.U.N.Y. and his M.S. in Taxation from Baruch College, C.U.N.Y. He is a member of the American Institute of Certified Public Accountants (AICPA), New York State Society of Certified Public Accountants (NYSSCPA), including the New York State, Multistate and Local Tax Committee, and the Cornell State and Local Tax Group.

Margo Epprecht, Chartered Financial Analyst, is a financial writer and former stock analyst.

An advocate for women in financial planning careers, Judy Brosky spent 27 years working collaboratively with business owners, their families, and their professional advisors while simultaneously helping pave the way for future female financial advisors.\nDon’t expect Ms. Brosky to walk away from a challenge. Her soon-to-become first sales manager said “We don’t do well with women.” Moments later, she walked out of his office with a job offer. Within two years she was making 6 figures.\nAfter 27 years, she sold her practice, retired and began working with a life coach to figure out what she wanted to do for her third act. Ms. Brosky realized coaching female financial advisors was her perfect solution. She had the qualifying industry specific professional credentials: CLU, ChFC and LIC and Series 7 and she has “been there, done that” throughout her career and knows what it takes to help advisors reach their loftiest goals. 

Stacie Giddings joined TD Ameritrade in June of 2008, as a Solutions Consultant for the Strategic Relationship Management Sales Team. A year and a half later, when a colleague was called into active military duty, Ms. Giddings filled-in and covered Tennessee, South Carolina, North Carolina and Arkansas for the Southeast core sales team. Upon her colleague’s return to TD Ameritrade, Ms. Giddings returned to the SRM Sales Team and has since been promoted to Vice President of Institutional Sales where she covers advisors in Minnesota, Wisconsin, Nebraska, Kansas, Iowa and Missouri. Prior to her role at TD Ameritrade, she was an operations manager for a fee-only wealth management firm in Omaha. She graduated from Creighton University with a degree in Occupational Therapy. Ms. Giddings is Series 7, 63 and 65 licensed.