Banco Popular de Puerto Rico

Timothy A. Witt was appointed to senior director, integrated services, for Diebold, Incorporated in September of 2011. He is responsible for leading Diebold’s integrated services business, which provides outsourced services, such as managing ATM networks, multi-vertical integration, business process management, and a variety of security programs that protect data and premises and assist customers with regulatory compliance.As part of the North American integrated services team, Witt spearheaded the launch of Diebold Integrated Services®, and he continues to work to enhance and evolve the field by providing end-to-end integrated services and solutions. Also, he leads the Global Sales Strategy Council to further expand Diebold’s Integrated Services to meet customer needs on a worldwide basis. Prior to his current position, Witt’s focus was on Diebold’s emerging technologies and initiatives for 13 years, where he handled software and IT technology for regional and national accounts. Before joining Diebold, he was a national account manager for a data communications company where he was responsible for consulting and managing emerging data communication technologies. Witt received a bachelor’s degree from The University of Akron in psychology and currently resides in Akron, Ohio.

As President � U.S. Business Group, Rick Updyke is responsible for all revenues, products and total performance attributable to Cardtronics' U.S.-based operations, including responsibility for the domestic ATMs that Cardtronics currently owns and operates, Allpoint Network and the company's ATM branding and ATM managed service businesses.Prior to joining Cardtronics, Mr. Updyke worked at 7-Eleven, Inc. for over 23 years, holding various executive-level positions, including Vice President of Business Development and Vice President of Planning. In addition, he served 7-Eleven's Executive Committee.Mr. Updyke received a Bachelor of Business Administration degree in Management Information Systems from Texas Tech University and a Masters of Business Administration from Amberton University.

David Kaminski is a partner at the law firm of Carlson & Messer LLP, a Los Angeles-based civil litigation defense firm. Mr. Kaminski�s practice specializes in the defense of collection agencies and creditors under the Fair Debt Collection Practices Act (�FDCPA�), the Fair Credit Reporting Act (�FCRA�), the Telephone Consumer Protection Act (�TCPA�) and related state and federal consumer protection statutes. He has successfully represented clients throughout the United States and practices in all state and federal courts, the 9th Circuit Court of Appeals and the California Supreme Court. Mr. Kaminski has extensive experience in multi-district and class action litigation with emphasis on the FDCPA, FCRA, TCPA, and state invasion of privacy and recording act claims. Mr. Kaminski also consults with clients on compliance and training and has developed policies and procedures to minimize the risk of liabilities for the debt collection industry. Mr. Kaminski was retained by the ACA International to coordinate the defense strategies in the TCPA class action lawsuit, Leckler v. CashCall, in which a U.S. District Court in California sought to invalidate a 2008 FCC Order which favored the debt collection industry. Mr. Kaminski successfully assisted in overturning the Court�s erroneous decision. He was also one of the coordinating defense attorneys in the mass TCPA litigation entitled, Kinder Coordinated Litigation involving over 150 TCPA lawsuits filed in the California State Courts. Mr. Kaminski has lectured on such topics as the FDCPA, the FCRA, the TCPA, recording act claims, class action strategies in State and Federal cases, trends in consumer litigation, risk management issues, and other related topics throughout the United States for the ACA International, the California Association of Collectors and its chapters, the Commercial Law League of America, the California Creditors Bar Association, the National Association of Retail Collection Attorneys, Accounts Recovery Summit, Contact Center Compliance, and DAKCS Software Systems, Inc. Mr. Kaminski has also been a long-time lecturer for the California Continuing Education of the Bar.

Kimberly Prieto leads the Payments product management team at Intuit Financial Services. In this role, Kimberly is responsible for payments strategy and support for Bill Payment, Funds Transfer, Person-to-Person Payments, My Deposit and New Account Open. In her 10-year tenure at Intuit Financial Services, Kimberly has worked in the Corporate Strategy group, focusing on a number of initiatives, including primary research into the drivers of online banking and bill payment adoption, and has been the product manager for the company’s bill payment products. Before joining the company, Kimberly worked for Deutsche Bank, focusing on the development of foreign exchange trading and back-office applications. Kimberly received her MBA from New York University.