Banco Popular de Puerto Rico

Nigel has been working with leading card issuers and payment providers in Canada since 2000. He is recognized within the card payment industry as an innovation leader having worked in the UK, Europe, Canada and the USA for payment clients including Telcos, the payment brands, retailers and issuers. He led the initiative to establish the Canadian chip migration business requirements bringing together multiple industry stakeholders. As a consultant, Nigel has worked with banks on their successful chip migration programs for debit, credit and contactless payments as well as with merchants on the store side of EMV implementation. He has broad multi-industry payment experience and a thorough understanding of EMV from the nuts and bolts up to the strategic level.

Anthony J. Travagline has 25 years of retail banking experience with a concentration on Customer contact. His career started in 1987 as a sales agent for MBNA America which was eventually purchased by Bank of America.Over the past two decades he has led start-up operations for world leading financial institutions to include MBNA America, ING Direct, HSBC and Barclays. The primary expertise he possesses is building and optimizing performance for operations that attract and retain valuable customers. This includes Sales, Service, Collections and Retention along with experience in Credit Risk and Training. He has always valued a customer centric approach reinforced with the notion of making the experience intuitive and memorable for the client and the employee. His belief is that technology combined with real customer insight enables businesses to meet the rapid changes in consumer expectations. By providing simple and elegant interfaces self-service is encouraged while allowing more complicated business to be handled with greater ease and effectiveness by employees.

Mr. Hyer is a Managing Director in Houlihan Lokey�s New York office and Head of the Financial Technology Group. He has more than 23 years of investment banking experience in M&A and capital raising for both public and private companies. Before joining Houlihan Lokey, Mr. Hyer was a managing director at Greenhill & Co., LLC where he advised KKR in their $27 billion acquisition of First Data and Ceridian in their proxy defense and $5.2 billion sale to TH Lee. He also served as Chairman of the Board of iKobo, a privately held retail money transfer company in Greenhill�s venture capital portfolio.During his 19-year tenure at Citigroup, he established and built Citi�s global electronic services group advising clients including: Certegy, PayPal, E*Trade, Fiserv, MasterCard, Concord EFS, Heartland, MoneyGram and NYCE. Mr. Hyer is a graduate of the United States Naval Academy and the University of California Berkeley - Haas School of Business. He is registered with FINRA as a General Securities Principal (Series 7, 24 and 63) and a Limited Representative � Investment Banking (Series 79).

Robert’s involvement in the Internet sector and its assortment of technologies and services dates back to the advent of this disruptive sector. Robert has been a top-ranked industry analyst and a recognized thought leader throughout this time. Robert discovered his passion for finance and technology concurrently, starting his career in 1992 as an analyst for Merrill Lynch in the Investment Banking technology department. Seeing the changes taking place in technology, media, social interactions, and commerce, awakened his perspective of the confluent opportunity space that was beginning to emerge. Subsequently he set out to hone his skills to focus on this burgeoning sector. Robert left Merrill Lynch in 1995 to augment his finance skills at Columbia Business School, where he received his MBA with a concentration in Finance in 1997. Upon graduation, he joined the Lehman Brothers equity research department as a junior analyst, covering several technology and media companies. His tenacious interest in the industry led to his promotion to Senior Analyst, with his own coverage universe, in only 18 months. In 2000, Bear Stearns recruited Robert from Lehman to augment the Technology, Media, and Telecom research team. While Robert started primarily on traditional technology companies, he soon added a wide assortment of Internet companies to his coverage universe. It was here that he discovered the greatest concentration of emerging models and was inspired by the opportunities rapidly arising. Robert became an Institutional Investor-ranked analyst from 2003 until he left the sell-side in 2008, and was ranked as one of The Wall Street Journal’s “Best on the Street.” Robert joined Baron Capital, a $20 billion mutual fund company, in 2008. At Baron he led Internet research and also covered other technology and media companies. This deeper exposure gave Robert an even keener sense of the disruption and innovation opportunities on the horizon. In 2011, Robert founded Quasar Capital Advisors, where he provided strategic and funding advice to multiple technology companies. Most recently, Quasar merged into CoRise, where Robert focuses on clients in the confluent opportunity space. Robert has made multiple appearances on CNBC, and has been frequently quoted in The Wall Street Journal, The New York Times, and industry publications. He has also met with and interviewed leading technology CEOs, including Eric Schmidt and others. Robert has earned a Chartered Financial Analyst (CFA) designation, and is a member of the NY Society of Security Analysts.

Mr. William L. Allen, Jr. is the Chief Executive Officer of ALW Sourcing LLC, as well as its founder, and majority owner. Mr. Allen (Bill) brings a wealth of knowledge, entrepreneurship, and industry experience to his leadership position with ALW Sourcing. Prior to launching ALW Sourcing, Mr. Allen served at the highest levels of the largest business process outsourcing vendor in the world, the NCO Group, and the most senior African- American in that world-wide corporation. Bill continues to serve as a senior consultant with this largest provider of accounts receivable management services to creditors in the world.Early in his career, he learned the power of service-after-the-sale, by leading sales, marketing, and operations groups with Mobil Oil. The lessons learned there, a deep respect for the power of salesmanship, the value of a support organization, and his stellar rise with NCO, set the stage for his success with his ongoing ALW Sourcing venture. A true entrepreneur, Bill lends his acumen to other business sectors, and community involvement is a recurring theme in those successes. Mr. Allen serves as CEO of A Friend of the Family, Inc.; a Delaware-based incubator for alternative learning programs. Through Bill’s leadership, the venture is growing and proves to be a viable business model, giving students, with special needs, a chance to succeed in the face of personal, environmental, and socio-economic challenges. As a teacher, in his own right, Mr. Allen contributes to his community by instructing seminars on topics including salesmanship, consumer finance, business development, diversity in the corporate environment, and in marketing. Bill Allen was featured in Business Week for his philanthropic activities supporting diverse communities of special-needs youth, and of African-Americans. Other acknowledgments of his leadership include, feature articles in the Baltimore Business Journal, and JET Magazine.Along with his co-author, and wife – Dr. Kim L. Allen, Bill recently published a book – “It Flows Through Us”. The book communicates that the concept of “flow” – showing how the power of hard work and giving back – is within your grasp. This “First Little Book, on the Concept of Flow” presents a new dynamic in how giving back – generates great results, and greater happiness. The book was released in Spring 2011, and has tremendous reader, and critical, acclaim.

A young entrepreneur, industry pioneer, highly regarded marketing expert and a man who has surpassed new heights of commercial and financialsuccess are just a few ways people have described Daymond John. Over the last 20 years, Daymond John (The Shark) has evolved from one of the most successful fashion icons of his generation to a highly sought after brandingexpert, author, consultant, and as a speaker in business and motivational genres. Daymond’s creative vision and strong knowledge of the marketplace created one of the most iconic fashion brands in recent years. FUBU, (“For Us By Us”), represented a lifestyle that was neglected by other clothing companies. In 2009, John joined the cast of the ABC entrepreneurial business show, Shark Tank, produced by acclaimed TV producer Mark Burnett. As one of the “Sharks”, Daymond and four other prominent executives listen to business pitches from everyday people hoping to launch their company or product to new heights. Investing his own money in every project, Daymond becomes partners with the entrepreneurs helping turn their dreams into a reality. Millions of viewers tune into the show as Daymond demonstrates hismarketing prowess and entrepreneurial insights, which have earned him his nickname as “The Shark.” Due to the increasing amount of requests from major companies, Shark Branding was formed to provide companies with the marketing insights that have made The Shark, Daymond John’s companies successful over the years. The firm consults companies on innovative strategies to connect with their consumers more effectively by associating with the world’s most influential celebrities, musicians, and personalities. In recognition of his contributions to fashion and the face of American business, Daymond has been celebrated with some of the most prestigiousawards including: keys to over a dozen cities, Brandweek Marketer of the Year, the Advertising Age Marketing 1000 Award for Outstanding AdCampaign, the first ever Essence Award given to a company, Crain's Business of New York Forty Under Forty Award, Ernst & Young’s New York Entrepreneur of the Year Award, the Brandeis University International Business School’s Asper Award for Excellence in Global Entrepreneurship,the NAACP Entrepreneurs of the Year Award and the Congressional Achievement Award for Entrepreneurship just to name a few.

With over 23 years of experience in the ultimate “people” business known as the collection industry, Mark Mathia has a long list of accomplishments to his credit. Positively impacting the industry as the CEO and Executive Coach of Tiburon Financial & Trident Coaching Systems Mark has had the opportunity to coach, train and speak to a variety of people from small corporate training sessions to large multiday conferences. Mark has always been a student of business obtaining his undergraduate degree in Business Communications from Dana College in Blair, Nebraska and then his Masters of Business Administration (MBA) degree from Bellevue University. Mark has been leading others in progressive organizations inspiring them towards a servant leadership methodology that has moved the teams and people he has served towards fulfillment in business and life. Mark has been a mentor to many and leads the same no matter where he is serving. Often referred to as a coach, Mark has shared his insights and been published in periodicals such as Collector Magazine, New Man Magazine and the Inside ARM Newsletter. Mark created and heads an internal leadership development program in his business called the University of Tiburon. Mark is a prolific blogger and communicator.