Banco Popular de Puerto Rico

Rajit Bhalla is a cards operations and IT management professional with 13-plus years� experience in multiple geographies. In his current role with Genpact, Bhalla leads the banking practice for unsecured lending and retail KYC customer on-boarding process.His career began with GE Capital, in a joint venture with a leading card issuer, where he held positions including operations leader for customer onboarding and acquisitions, process transformation leader for migrations and new product initiatives, as well as leading the development of a new retail lending origination platform. He later joined Polaris, where he managed new IT implementation projects for Barclaycard that were focused on emerging markets.

Oxman brings two decades of technology and policy experience to ETA, the global trade association representing more than 500 financial and technology companies in the electronic payments industry. He joined ETA from the Consumer Electronics Association, owner of the International CES�, where he served as senior vice president of industry affairs. Previously, Oxman served as general counsel of a technology industry trade association and as vice president of a Silicon Valley-based technology company. Oxman also worked at the Federal Communications Commission to develop and implement technology and broadband policies. He began his legal career as a law clerk for the Maine Supreme Court, and he is also a former broadcast journalist. Oxman received his B.A. cum laude from Amherst College, and his M.S. and J.D. from Boston University.

Demitry Estrin is founder and CEO of The Futurist Group.