Banco Popular de Puerto Rico

Laura Labno is a Senior Vice President at MB Financial within the Risk Management area.� Laura joined MB Financial in 2010 to establish an Enterprise Risk Management (ERM) program. �Responsible for designing, implementing and managing an ERM framework that identifies, monitors, and reports on the various risks across the bank, enabling an integrated view of collective risk. This entailed coordinating established risk programs and management teams to create an integrated process and methodology across all areas of the organization.During her tenure, Laura was called upon to develop the risk management program for the Prepaid Card business, including leading the development of policies, procedures, monitoring and tracking of performance for Board and management level of reporting.�� Under Laura�s leadership MB Financial has established a successful risk management structure for the Prepaid Card business, interacting with both internal and external stakeholders.� Laura�s focus is always on ensuring business strategy and plans are met, and that the risk/reward trade-off produces a win-win for all parties.Laura started her career in retail credit risk management for private label retail and general purpose credit cards, including JC Penney and Discover.� She expanded her risk management expertise within the Corporate Risk Management area at HSBC.Laura earned a Master�s in Business Administration at the Fisher College of Business at The Ohio State University, as well as a Master�s and Bachelor�s from the University of Illinois at Urbana-Champaign with an emphasis in statistics and social research.

Peter is VP of Payment Strategy & Industry for Enterprise Payments at Capital One, responsible for directing payments strategy and industry relationships within the company. He has over 15 years of experience in the payments industry and a deep understanding of the payments industry, including rules and regulations around payment networks, types of payment systems and technologies, and how such systems work.Peter has industry experience in both e-commerce and digital payments, and his expertise includes payment system designs, hubs, payment networks, product and risk management and payment strategy. He has his Accredited ACH Professional (AAP) designation and provides leadership in many industry forums, such as SWACHA�s Board of Directors, FRB Fifth District Payment Advisory Council, ABA Payments System Committee and NACHA.

Kathy Coonan is the Vice President, Account Services at Golden 1 Credit Union, the 6th largest credit union in the U.S. She assesses the strategic alignment of the most advanced payment technologies available including mobile wallets, mobile and application payments, emerging communication payments, and virtual currencies. When those technologies are determined a match, she leads cross-functional teams to deploy them across the enterprise in order to provide Golden 1’s 725,000+ members the power of informed choice. �Kathy has 20+ years of policy, process, product development, quality control, and operational experience across multiple delivery channels in the Credit Union space. You can follow her on Twitter @KathyCoonan.

Andy Zichek is director of product management for 2checkout. He has also worked as a payments product manager for Abercrombie and Fitch.

Shannon Johnson is responsible for consumer deposit products and payments including product management as well as mass market and client acquisition strategy development.�Ms. Johnson joined SunTrust in May of 2013.� She previously served in a variety of program and product leadership roles with PNC and National City including consumer checking and rewards, university & workplace banking, business banking specialty sales, consumer market research, and retail marketing. Prior to joining National City, Ms. Johnson was a consultant with McKinsey & Company �in Cleveland, OH and Dublin, Ireland where she served clients in the retail and banking industries.Ms. Johnson graduated from the University of Pennsylvania Phi Beta Kappa and summa cum laude where she majored in chemistry and environmental studies.� She also holds an MBA from the University of Pennsylvania, Wharton School of Business. She is currently a member of the Board of Directors of the Technology Association of Georgia Education Collaborative.

Mr. Gunsallus joined Redstone Federal Credit Union in 2010. �As Executive Vice President and CIO he is responsible for linking technology with overall financial and operational strategies.� Mr. Gunsallus oversees all aspects of Lending, Technology, Operations, and Support functions for the largest Credit Union in Al.In May of 2012, Mr. Gunsallus was named CEO of Redstone Consulting Group LLC; a wholly owned subsidiary of Redstone Federal Credit Union. This company specializes in development of technology products, process improvements and automation as well as best practice consulting.Mr. Gunsallus has his Bachelors, an MBA, and several other certifications; including CISM, MCSE, Network Architect and is a Certified Chief Executive (CCE).

David Poole, global head of mobile POS solutions for MyPinPad.