Banco Popular de Puerto Rico

Oren Kedem is vice president of product management at BioCatch. Prior to BioCatch, he was director of product marketing at Trusteer and led the anti-fraud e-commerce solution at RSA.

Bruce Sattley is the senior vice president of product management at Coupons.com Incorporated and oversees the company’s product management functions, including product strategy, product research and definition, user experience testing and launch planning.Mr. Sattley joined the company in 2010 and brings 20 years of experience in product management, engineering and marketing. Mr. Sattley spent six years at Yahoo!, where he most recently was vice president of product management. In this role, he managed multiple groups to drive development for analytics, business intelligence and data warehousing products for the Strategic Data Solutions and Advertising Products teams. Mr. Sattley left Yahoo! in 2009 to join Healthiest You, where he was vice president of product management and on the founding team for this provider of unique, brain-based online programs. Before joining Yahoo!, he was vice president of marketing at infoUSA, a leading online direct marketing company. Before that, he held a range of product marketing and engineering positions at YesMail, Netcentives, Inc., Post Communications, Lotus Development Corp., Ernst & Young LLP, and Electronic Data Systems (EDS).He holds a B.S. in General Engineering from the University of Illinois Urbana-Champaign and a M.B.A. from the University of Chicago Booth Graduate School of Business.

Amru Kotb is senior vice president and managing director of Cryptomathic GmbH, an Aarhus, Denmark-based technology company. He joined Cryptomathic in 2014 to lead growth in the EMEA region and has more than 20 years experience in the IT industry in Europe.

Haresh Kumar is vice president of marketing at Moovweb. He has more than 15 years of experience in marketing, product, and strategy for class enterprise brands and is �responsible for extending Moovweb's thought leadership and driving overall marketing and communications strategy.

Murthy Veeraghanta is Chairman and CEO of VSoft Corporation, a global provider of information and technology solutions for financial institutions. For more information on VSoft, call 770-225-7692, or visit www.vsoftcorp.com, or follow them on Twitter @VSoft_Corp.

Alex Broeker is CEO of TabbedOut. He's also served in positions with Ernst & Young, AllClearID, Trellis Partners and Flash Valet.

Deb Baxley is principal for cards and payments at Capgemini Financial Services. �Baxley has also served as the vice chair of the board of directors for the Smart Card Alliance's payments group.

Vivek Wadhwa is a�Fellow at Arthur & Toni Rembe Rock Center for Corporate Governance, Stanford University;�Director of Research at the Center for Entrepreneurship and Research Commercialization at the Pratt School of Engineering,� Duke University;�and�Distinguished Fellow at Singularity University.�He has been also a senior research associate at the Labor and Worklife Program of Harvard Law School, a visiting scholar at the School of Information at UC-Berkeley, and a Distinguished Visiting Scholar at The Claus M. Halle Institute for Global Learning at Emory University.��He is author of �“The Immigrant Exodus: Why America Is Losing the Global Race to Capture Entrepreneurial Talent”—which was named by The Economist as a Book of the Year of 2012, and ” Innovating Women: The Changing Face of Technology”—which documents the struggles and triumphs of women.Wadhwa oversees research at Singularity University, which educates a select group of leaders about the exponentially advancing�technologies that are soon going to change our world.� These advances—in fields such as robotics, A.I., computing, synthetic biology, 3D printing, medicine, and nanomaterials—are making it possible for small teams to do what was once possible only for governments and large corporations to do: solve the grand challenges in education, water, food, shelter, health, and security.In his roles at Stanford and Duke, Wadhwa lectures in class on subjects such as entrepreneurship and public policy, helps prepare students for the real world, and leads groundbreaking research projects.� He is an advisor to several governments; mentors entrepreneurs; and is a regular columnist for�The Washington Post,Wall Street Journal’s Accelerators Blog, Forbes, and the American Society of Engineering Education’s�Prism magazine.As a researcher, Wadhwa has studied the impact of globalization on U.S. competitiveness and remedies for the U.S. to keep its edge.His team’s report on engineering education dispelled many common myths about India’s and China’s graduation rates’ being an order of magnitude greater than those of the U.S. �Though both countries graduate many more “engineers” than the U.S. does, their definitions of those terms are loose and include everyone from mechanics to trade-school graduates. �Elite institutions in both countries do turn out world-class engineers, but the numbers are small.Subsequent research revealed why companies were going off shore and highlighted new trends in the globalization of R&D and innovation. �To explain how India was achieving success despite its weak education system, Wadhwa published a seminal research report that analyzed its surrogate education system and workforce-development practices. �Indian companies, in particular, have become global centers of excellence in high-skill areas, including software development, chip design, pharmaceutical research, and advanced engineering tasks such as aircraft-engine design. �Wadhwa found that the best Indian companies simply accepted the inadequacy of the country’s�education system and developed their own, highly innovative, training programs that more than compensated for it.Wadhwa’s teams’�research on American competitive advantages focused on entrepreneurship, skilled immigration, and university-research commercialization.��It revealed key insights into the age, education�background, and motivation of tech entrepreneurs, and�documented that more than one in four U.S. technology startups from 1995 to 2005 was founded by an immigrant.��These immigrants tended to be highly educated, with strong backgrounds in science, technology, engineering, and mathematics. Wadhwa found that a flawed immigration system had created a backlog of more than a million skilled workers who were waiting for permanent-resident visas and that this backlog had the potential to cause a sizeable brain drain of talent from the U.S. to other countries and a weakening of U.S. competitiveness. His subsequent research tracked returnees to India and China and determined that they were having greater success back home.Wadhwa has also researched diversity in Silicon Valley–or the lack of it. He documented that women entrepreneurs have the same backgrounds and motivations as men, but are rare in the ranks of technology CEOs or CTOs.Wadhwa has collaborated with highly regarded academics from Harvard, Duke, NYU, UC-Berkeley, and other universities. �His research, which has been supported by several grants from the Kauffman Foundation and by the Sloan Foundation, has been cited in thousands of national and international media outlets since 2007 and has gained the attention of policy makers. �Wadhwa has delivered keynote speeches at dozens of conferences, including those of the National Governors Association and the National Academy of Sciences.Before joining Duke University, Wadhwa was a technology executive known for pioneering�change and innovation. �He started his career as a software developer and gained a deep understanding of the challenges in building computer systems. �His quest to help solve some of I.T.’s most daunting problems began at New York–based investment banking powerhouse CS First Boston (CSFB), where he was Vice President of Information Services. �There he spearheaded the development of technology for creating computer-aided software-writing systems that was so successful that CSFB decided to spin off that business unit into its own company, Seer Technologies. �As its Executive Vice President and Chief Technology Officer, Wadhwa helped grow the nascent startup into a $118 million publicly traded company.With the explosive growth of the Internet, Wadhwa saw an even greater opportunity to help businesses adapt to new and fast-changing technologies, and founded Relativity Technologies. �As a result of his vision,�Forbes.com named�Wadhwa a Leader of Tomorrow by, and�Fortune�magazine�declared�Relativity one of the 25 coolest companies in the world. In Feb 2012, the U.S. Government awarded Wadhwa distinguished recognition as an� “Outstanding American by Choice”— for his “commitment to this country and to the common civic values that unite us as Americans.”�He was named by Foreign Policy Magazine as�Top 100�Global Thinker in 2012.�In 2013, TIME Magazine listed him as one of The 40 Most Influential Minds in Tech.Wadhwa holds a B.A. in Computing Studies from the University of Canberra,�in Australia, and�an MBA from New York University. �He is founding president of the Carolinas chapter of The IndUS Entrepreneurs (TIE), a non-profit global network intended to foster entrepreneurship. �He has been featured in thousands of articles in worldwide publications, including the�Wall Street Journal,�The Economist,�Forbes�magazine,�The�Washington Post,The�New York Times,�U.S. News and World Report, and�Science Magazine�and has�made many appearances on U.S. and international TV stations, including CBS/60 Minutes, PBS, CNN, ABC, NBC, CNBC, and the BBC.

Max Chion is executive vice president of global acceptance products at MasterCard.