Banco Popular de Puerto Rico

Sean O’Dowd is global financial services director at MapR Technologies. He has spent more than 15 years focused on financial services and capital markets, coming to MapR after a sting at Teradata as its capital markets director. He has also worked for IDC Financial Insights as director of global securities and investment management service.

As the Consumer Risk and Credit Product Leader, Jason Flemish drives strategic product direction for Equifax’s credit and non-credit consumer risk and marketing products.Since joining Equifax in 2010, Mr. Flemish and his team have focused on aligning world-class data, analytics and technology capabilities to more holistically serve the financial services industry. His core responsibilities include developing and launching innovative new solutions that help organizations maximize customer value and streamline operations, evaluating and managing strategic partnerships, and establishing the Equifax brand as a trusted insights partner.Prior to joining Equifax, Mr. Flemish was a consultant with North Highland where he worked across client functions to help design and optimize CRM and sales strategies as well as manage vendor selection and deployment.�Mr. Flemish also brings deep financial, credit and risk knowledge from his experience as a marketing leader at GE Capital.�Mr. Flemish holds an MBA from Indiana University and a BS in Mechanical Engineering from The Ohio State University. He served as a Submarine Officer in the U.S. Navy. He and his wife live in Atlanta and both enjoy training for and competing in running and swimming sporting events.Speaking Experience:Jason Flemish has presented at CBA Live, numerous NCTUE Annual User Conferences, annually at the Equifax Customer Advisory Board events for both the Communications and Financial Services Groups, at the Equifax Global Leadership conference, several company-wide sales kickoffs and meetings and numerous customer-facing informational and analyst briefings on consumer risk and alternative data.

As the Chief Credit Officer for Synchrony Financial, Steve Min is responsible for making all credit lending decisions for�the company. Steve was named Chief Credit Officer in 2015 and has served as Senior Vice President of Risk Strategy�and Operations of GE Capital’s Retail Finance business since October 2011.Since joining the consumer credit business within GE in 2005, he initially served as Vice President of Risk Infrastructure�of GE Capital’s Retail Card Platform in 2005 and 2006. From December 2006 to October 2010, he served as Vice�President of Credit Strategy and Operations of GE Capital’s Retail Card Platform. In 2010 his role was expanded to�Chief Risk Officer of GE Capital’s Retail Card platform.Prior to December 2005, Steve served in various roles of increasing responsibility at Bank of America, Citigroup, MBNA�and FREDDIE MAC.

Hagai Schaffer is vice president of product management and marketing for Bottomline Technologies, a provider of cloud-based payment, invoice and digital banking technology.

Brandon Faircloth is a vice president at Nvoicepay. He's also served in executive positions at Commerce Bank and MainNet.

Tim Bates is VP of Credit Risk Management and Chief Credit Officer for BECU, a $14 billion credit union based in Seattle, Washington.� In this role, he leads BECU’s Credit Risk Management program, overseeing the organization’s risk analytics, reporting, policy, governance, and credit administration activities. �Tim assumed this role in May 2015, after serving for two years as BECU’s VP of Enterprise Risk Management and Chief Risk Officer.Tim is a twenty-five year veteran of credit risk management in the financial services industry.� Prior to joining BECU, Tim was a Senior Vice President of Credit Risk Management at Washington Mutual, where he managed a number of analytic and operational teams in credit and fraud risk management. In this role, he led credit functions that included Credit Risk Oversight, Mortgage Fraud and Risk Mitigation, Credit Information Systems, and Corporate Risk Analytics.�� He has also led analytics and consulting teams at Equifax, Experian, and Austin Logistics, engaging in the design of risk management solutions for leading domestic and international financial services companies.�Tim has a Bachelor of Arts in Economics from the University of Alabama, and a Master of Business Administration in Finance from the University of South Carolina.

Justin Benson is CEO of Spreedly. He's also served in executive positions at SafeNet and Intraware.

Tim Summers is global connected commerce lead at Accenture Digital – Mobility. The group is focused on the creation and delivery of commerce solutions through a wide range of devices and technologies.�