Banco Popular de Puerto Rico

Andrew Barnett is principal digital banking consultant at Fiserv. He has worked at a variety of roles at Fiserv, and also served as a senior auditor for the New Zealand Railways Corporation.

BC Krishna is founder and CEO of MineralTree. He is also a member of the Federal Reserve Bank’s Secure Payments Task Force and Faster Payments Task Force, and is working with the Remittance Coalition to lead the creation of a B2B payments directory.

�Richard Steggall is the CEO of Urban FT, Inc. and a co-founder of Urban FT. Before entering the FinTech sector, he spent 17 years in multiple sectors of the IT&T industry ranging from streaming and digital media to B2B IP based telecommunications. His prior roles included COO of UK based Burlington Rye Plc, and Head of Corporate Strategy for NASDAQ listed and US based Kit Digital Inc. During his time in the IT&T industry he was responsible for the growth strategies of a number of private and public companies in North America, the United Kingdom and Asia. Richard is a successful entrepreneur with a passion for accelerating and capitalizing on emerging opportunities.�

Pascal is responsible for building up and managing Proxama operations for the North American region.Prior to Proxama, he accumulated experience in mobile commerce at Visa, MasterCard, SanDisk, a couple of start-ups, and CorFire with always a focus on services that bring real value to end-users. The Dunkin� m-commerce app, Visa prepay co-brand programs, mobile top-ups by Visa cards, international airtime remittances for foreign workers are examples of initiatives where he was deeply involved and enjoyed great consumer adoption. For almost the last twenty years, he has been holding product management and strategy, business development, and general management positions with exposure to European, North-American, and Asian markets.Pascal has a MSCS from ENSEEIHT (France). He is married and a dad. When not in an airplane, Pascal pretends he is still in his twenties and goes kite-surfing and rock-climbing.

Sean Curran is a director in West Monroe Partners� Technology Infrastructure & Operations practice. He has more than 20 years of experience across a range of industries and IT domains, including data and information security.

Lyle Beckwith is senior vice president of government relations at the National Association of Convenience Stores.

Scott has been with US Bank since 1991 and since 2011 has led the efforts to address both strategic and critical regulatory matters across all areas of US Bank.� US Bank, with $410 billion in assets, is the fifth largest commercial bank in the United States.� The company operates 3,172 banking offices in 25 states.In his current role, Scott has led efforts to address the Mortgage Consent Order, Retail, Credit Card and Small Business collection improvements, a bank wide effort to standardize Credit Bureau reporting, dispute handling and usage, and a similar effort to standardize Bankruptcy.Scott spent 20 years in a variety of functions within the Credit Risk Assessment division, of US Bank.� He was responsible for the teams reviewing the Wholesale lending units.� Scott was instrumental in developing and implementing the Early Warning System utilized by the commercial lenders at US Bank.Prior to joining US Bank, Scott worked for the OCC.� His tenure with the OCC coincided with the Agricultural Crisis, the first Commercial Real Estate Crisis and the Savings and Loan Crisis.� These experiences have provided him with a unique risk perspective, drawing on regulatory experiences as well as both the commercial and retail side of banking.Scott holds an MBA from the University of Oregon and has Bachelor Degrees in both Finance and Economics from Eastern Washington University.� Scott lives in the Portland, Oregon area.