Banco Popular de Puerto Rico

Fredda McDonald’s career has been characterized by measurable business results in a�variety of senior executive roles in financial services: including strategy, innovation,�consulting services, marketing and branding. Most recently, as Executive Vice Presidentof PSCU – the nation’s largest credit union services organization - her leadership was�instrumental in successfully navigating the company through growth and changes in the�technology landscape in payments. The team she led was able to positively impact�revenue at the same time awareness was raised for the company’s distinctly new brand.�Most notably, the programs she created also raised awareness and membership in�credit unions nationally.Previous to her role at PSCU, McDonald was at MasterCard Worldwide, where she led�the team that oversaw relationships with financial technology giants FIS, Fiserv, TSYS�and First Data. Prior to joining MasterCard, McDonald had her own consulting company�and worked with both Visa and MasterCard in facilitating payments start-ups. McDonald�was also tapped to facilitate the Global Brand Management plan for the International�Olympic Committee based in Lausanne, Switzerland. This allowed her to interface at a�strategic level with the major corporations that sponsor the IOC, such as Visa and Coca-�Cola. And previous to that, she was CEO of Cadmus Marketing Services – who served�many of these major brands as clients.�She has recently started a consulting company called LYDIAN Management Consulting�to assist clients in accessing meaningful innovation to drive business results.In addition�to her accomplishments as an executive, McDonald is a highly sought after speaker and�regular contributor to many business publications. She is publishing a book on innovation in October 2015 entitled, Innovation. It’s Nothing New.�Her interests outside of the professional realm include travel, history, gourmet cooking�and fiction writing. She has two grown daughters, one who live in Atlanta and one in�San Francisco.�

Dennis Jones is CEO of Judo Payments. He has also served as a manager and advisor to Bain & Co. and an advisory board member for Travel Keys.

George Avetisov is CEO of HYPR Corp. He has experience in developing cyber fraud and e-commerce, coupled with a strong drive to build a secure Internet ecosystem, and has worked on technology for connected devices.

As Head of Wells Fargo’s Physical Channel - Equipment & Information Security group, Michael is responsible for the physical technology & information security in Wells Fargo’s 6,200 stores and its 12,800 ATM network.�His team strives for the delivery of those technologies and resulting customer experiences to reflect to our customers that ‘we know them at every moment of the relationship, by making it easy and clear, providing the right guidance and solutions, and ensuring they feel valued…and that those technologies will be delivered in a uniqueness and at a level far superior to the competition.’Michael obtained his BA from Baylor University and bolstered his banking know-how via the Graduate School of Retail Bank Management at the University of Virginia.� He began his professional career as leader of Customer Service Training at Southwest Airlines before joining Wells Fargo in the mid ‘90s. �He has held numerous roles including experiences leading Customer Service/Phone Banking teams, New Account Fulfillment, Application Web Design and subsequently Physical Channel Technology and Security.� He’s the blessed father of three wonderful children and married to his wonderful wife, Yvette, for 21 years.

Jason Gromyko is business development director for Verifi. Before joining Verifi as business development director in 2014, Gromyko�helped Litle & Co deploy a�new merchant relationship management structure.

Jeremy Nicholas is vice president of global digital product marketing at Visa, where he leads marketing for Visa's digital solutions & innovations teams.� In this role, he�s responsible for global rollout of product innovations from Visa, including: Visa Checkout, which simplifies online payments on any device; Visa PayWave, which is Visa�s solution for payments made by tapping phones, cards, or other NFC-enabled devices; and Visa�s Digital Solutions Platform, which supports current and future digital payment solutions for mobile phones and tablets, wearables, and other connected devices.A passion for technology, corporate leadership and of course, football, drew Jeremy to a role as vice president of Global Football Sponsorship at Visa -- and to a life in Silicon Valley. For the recent FIFA World Cup in Brazil, he was responsible for the creation, development and deployment of global marketing and advertising.� He also oversaw relationships with the rights holder and the implementation of all Visa�s payment technology and infrastructure into the 12 stadia in Brazil.Jeremy has more than 20 years of creative & commercial marketing experience, working at influential creative companies in the UK and Australia.

Michael Amar is Ifeelgoods’ CEO and Co-founder. Ifeelgoods provides rewards, marketing, loyalty, commerce, social media, and CRM services for retailers.

David Sofge�is an attorney in Holland & Knight's Fort Lauderdale office. He represents national banks, insurance holding companies and privately-owned entities in financial transactions and regulatory matters.