Banco Popular de Puerto Rico

Craig Vallorano is Executive Vice President for Business Development and Strategy for Citi Retail Services, which provides consumer and commercial credit card products, services and retail solutions to retailers across the U.S.Before accepting this role in 2011, Craig led all Partner Management activities for Retail Services. He joined Citi in 2000, and has more than 25 years of experience in the financial services industry, working previously for Fleet Mortgage Group and for 15 years with GE Capital.Mr. Vallorano is a Summa Cum Laude graduate of the University of Illinois, holding a Bachelor of Science degree in Finance.

Bob Russo is the General Manager of the PCI Security Standards Council. He works with representatives from American Express, Discover, JCB International, MasterCard, and Visa Inc. to drive awareness and adoption of the PCI Data Security Standard�

Mr. Rianda has provided legal advice to the bankcard industry for over 10 years. In addition, he worked in the industry for 3 years as the Chief Operating Officer for an Independent Sales Organization with over 150 employees. Consequently, Mr. Rianda is able to provide business advice as well as legal advice to agents, ISOs, merchants and others that are involved in the bankcard industry.

Phil Dorczuk is a Senior Associate with Brightline, where he specializes in PCI DSS assessments and gap assessments. Prior to BrightLine, Phil specialized in Cisco network equipment installation and configuration.�

Tom Roberts is senior vice president of marketing for electronic payments at Fiserv, where he is responsible for enterprise and consumer marketing strategy and execution for Fiserv's bill pay, account to account transfers and Popmoney product lines.

Christopher Barnard is president of Points, a Toronto-based technology company. He is responsible for corporate strategy, product development, corporate development and financing activities as well as investor relations. He has also served as CFO and vice president of product development and marketing. Barnard is working on further expansion of the Points Loyalty Commerce platform that will expand the capabilities of loyalty currencies and change how consumers interact with loyalty programs.�

Drew Hyatt is senior vice president of mobile applications at Kofax, which offers technology for payments and other financial transactions. He can be reached at a drew.hyatt@kofax.com.

Ramachandran Ariyur is senior vice president and head of sales and marketing at SLK Global, a business process management firm that works with its clients to deliver business transformation solutions. The Pune, India-based executive has also serve in executive positions at WNS Global Services and Genpact.