Banco Popular de Puerto Rico

Brad Browder is President & CEO of Pendum LLC. He joined Pendum in January 2009 as President and Chief Operating Officer. He was promoted to Chief Executive Officer May 2011. Prior to joining Pendum, Brad was Vice President, Sales Operations at Diebold. Over a 16 year career at there, he worked with Financial Institutions and Commercial Accounts across the country leveraging technology to enhance security and operating efficiencies in the branch and self service delivery channels. His focus for Pendum over the last 5 years has been building a platform and culture to support the highest service levels in the industry at the best value. Pendum is the nation's largest independent service provider for ATMs and other self service equipment working with national and community financial institutions, independent ATM deployers, gaming establishments and retail outlets. Our focus is customer satisfaction through excellence in service, flexible solutions, and unparalleled results. Brad holds a BA in Economics from Indiana University, Bloomington, IN and earned his MBA from Xavier University, Cincinnati, OH.

Matthew A. Saperstein serves as Senior Vice President, Portfolio & Organizational Management of Invenio Financial f/k/a PCA Acquisitions V, LLC.� In this capacity, Mr. Saperstein has direct responsibility for delivering value through strategic acquisitions in core debt markets as well as agency, vendor and relationship management. Educated at Penn State University, Mr. Saperstein has enjoyed a multitude of experience in the areas of acquisition and performance management, having most recently served the past ten years as a Senior Executive for Phillips & Cohen Associates-leading specialty collection agency.Additionally, his resume includes key senior roles in relationship/contractor management related functions for multi-national companies including Marriott International.

Joseph is one of the founding Partners of Second Round LP, an industry leading debt buyer and collection agency focused on the recovery of accounts through an in-house debt settlement platform and traditional recovery channels.� In his role as Chief Operating Officer Joseph is responsible for the daily operations and strategic direction of Second Round.� Joseph�s unique mix of technology and operational experience has helped position Second Round as an industry leader servicing both debt settlement and traditional portfolios.Prior to Second Round Joseph was the EVP of Strategy and Analysis for Collins Financial Services where he was responsible for the development of portfolio scoring and stratification models.� Joseph has also spent time consulting to collection, payday loan, and other account receivable management firms implementing and integrating technology and analytical solutions.� Joseph attended Santa Clara University focusing on engineering and mathematics.

Chris is VP Product, where he leads Payment and Commerce product strategy for Monitise in the Americas. Chris is instrumental in the definition and commercialization of new products for financial institutions that improve competitive offerings to their customers, increasing adoption well as revenue. Previously, Chris led Customer Strategy, working individually with customers and prospects to plan and execute innovative digital offerings in banking, payments, and commerce.

Kanishk Parashar is CEO and founder of Coin, a Bluetooth Low Energy Connected Device that will replace every other card you own. Prior to launching Coin, Kanishk attended John Hopkins University and led technical positions in companies such as eBay and PayPal. From there, Kanishk realized there was a huge need to bring simplicity and familiarity back into the payment system, which lead to the launch of Coin in 2013. In November 2013, Kanishk launched Coin's crowdfunding campaign to the public. It quickly became the most successful independently crowdfunded campaign ever after reaching its $50,000 campaign goal in just 40 minutes.

Jason founded Marqeta in 2010 after serving as president and a member of the board of directors at PropertyBridge � a leading provider of rent payment platforms for property managers � which he co-founded in 2004. After the acquisition of PropertyBridge by MoneyGram International (MGI) in October 2007, Jason served as vice-president and a member of the MGI executive management team.At PropertyBridge and MoneyGram, Jason led the company's long-term market strategies for multi-family real estate electronic payment processing. He also oversaw product research, product development, and sales and marketing. Prior to PropertyBridge, Jason held sales management positions with leading technology and consulting companies in the Bay Area. He founded Vertical Think � an IT management company that worked with startups and larger organizations to shorten time to market and increase return on investment for IT-related projects.Jason is a regular speaker at electronic payment industry events, has authored numerous articles for industry trade publications and is a former staff member for Senator John McCain, where he focused on community issues and served on the Japan External Trade Organization. Jason earned his BA from Arizona State University.

Judy Long�s banking career began in 1974 at First Citizens National Bank.� She graduated from Dyersburg State Community College and completed her 4-year degree at Union University, Jackson TN majoring in Business Administration with a concentration in Finance.� She is also a graduate of numerous banking schools, graduating from Mid-South School of Banking, Memphis TN; Bank Administration Graduate School of Bank Operations and Technology, Nashville TN; and Bank Administration Institute, Madison WI.� Judy is also a graduate of WestStar Leadership Program sponsored by the University of Tennessee at Martin and the Dyersburg/Dyer County Leadership Program.Today, Judy serves as Executive Vice President and Chief Operating Officer of First Citizens National Bank.� In September 2011, she was named to the Board of Directors.�Judy has been active in industry affiliations and an advocate of smaller community banks.� She represented Region 4 on the FIS Horizon Division Community Bank Share Board and was elected as President in 1998.� In 2011, she was appointed to the Charter Bank Board of Directors of Fidelity National Information Systems.� Judy has served on the Board of Directors of Southern Financial Exchange Regional Payments Association since 2003.� She has served in various positions including Chairman of the Board and Executive Committee in 2008-2009 and Conference Chairman in 2004 and 2008.� Judy is active in Tennessee Bankers Association, serving as Chairperson of the Tennessee Bankers Technology Conference in 2010 and has served on the conference organizing committee since 2004.� She has been a conference speaker and participant for these organizations for many years.� She was elected to the Board of Directors of NACHA in 2010 and served on the Payments 2010 Conference Planning Committee.� Judy also serves on the Southern Financial Exchange Board.� She is heavily involved in all aspects of organizations involving bank operations.

Amit Parikh is the head of prepaid for Discover Financial Services. He has had the role of Director of Business Development since 2010. In this capacity, Mr. Parikh completed multiple strategic investments and secured Discover Financial Services� relationship with Rupay, the largest domestic payment network in India. In early 2013, he was given the added responsibility of being the Global Head of the Prepaid.Mr. Parikh joined the company in 2002 and has held several positions in Information Technology and Investor Relations before assuming his current role. He has extensive knowledge of the financial services, information technology, and payments industries.Mr. Parikh is a member of the Finance Committee of DoSomething.org, a New York-based not-for-profit that helps young people make a positive impact on their communities and their own lives.Mr. Parikh holds MBA degrees from both the Walter A. Haas School of Business at the University of California at Berkeley and the Columbia Business School.