Banco Popular de Puerto Rico

Lucy Diggs is vice president of business development at Meramak Bankcard, a registered ISO that affiliates with card issuers and payment processors. Its services include bank cards, debit and foreign card processing, prepaid cards, gift cards, check conversion, check guarantee and ATM machine placement.

Mike has over 30 years of banking experience with a� deep and varied industry knowledge in Bankcard, Auto, Utilities and Telecomm having delivered engagements, benchmarking exercises and software/analytics deliveries for lenders in;� 9 of the top ten lenders in NA, Mexico, Canada, UK and Hong Kong .� He has experience in working with senior level stakeholders across the product lifecycle to identify revenue/cost management opportunities while delivering an improved customer experience.�� Mike, currently with Experian Global Consulting Practice, has held senior leadership positions domestically and internationally with Chase, Citibank and the Associates.

Robert Hoppenstedt is senior vice president of marketing and operations at Bethpage Federal Credit Union.� Previously, he was executive vice president of the personal and small business banking division at Liberty Bank.� Prior roles at Liberty Bank included senior vice president, director of marketing and CRA officer.

Keith Tully is a partner at Real Business Rescue, a corporate insolvency specialist. He has worked for both independent and national business rescue firms in the United Kingdom over a 20 year career.

Rudy Pereira received his BS in Computer Science from California State University Northridge, received his MBA at Norwich University and has a Black Belt in Six Sigma from Motorola University.� Pereira previously served as Senior Vice President Operations and Technology at Alliant Credit Union in Chicago, Illinois and prior to that served as Senior Vice President and CIO at Kinecta Federal Credit Union in California. Prior to his career in financial services he worked at Hughes Aircraft and Hewlett-Packard.Pereira is an active industry executive who is Chair of the CUNA/BITS Financial Services Liaison Task Force, former Chair of the CUNA Council Forum and Technology Council, and a member of the Wisconsin and Credit Union National Association Governmental Affairs Committees. Pereira is a frequent conference speaker and writer for the credit union industry.� Pereira is also a member of the University of Wisconsin Eau Claire Foundation Board, Confluence Inc. Board and Western Regional Mayo Clinic Board.

Evan Schuman has covered IT issues for a lot longer than he'll ever admit. The founding editor of retail technology site StorefrontBacktalk, he's been a columnist for CBSNews.com, RetailWeek, Computerworld and eWeek.�

Monica Eaton-Cardone is Co-founder and COO of Chargebacks911.

Vaughan Rowsell is CEO of Vend, a mobile point of sale provider. He has also served as owner of voomstudio, a consultancy �specializing in helping businesses improve their online presence and to transact more effectively; and as CTO of e-commerce company Vianet.

Patrick Brown is president of IntraNext Systems. Prior to co-founding the company in 1996, Brown served in senior roles in a service bureau, and worked for 11 years in military operations training.

Jimm Bell serves as senior vice president and director of Card Services for Fifth Third Bank. In this role, he leads the Consumer, Small Business and Commercial programs for Credit, Debit and Prepaid cards, as well as the Health Savings Account line of business, which together generate nearly $500MM in annual revenues for the organization.Prior to joining Fifth Third in 2014, Bell held roles at TD Bank and at American Express, where he developed expertise in Rewards Program Management, leveraging customer insights to build compelling value propositions and focusing on operational excellence.