Banco Popular de Puerto Rico

Dan Wagner is CEO and founder of Powa Technologies, a company that provides point of sale, shopping and mobile technology for merchants.

Marty is a marketing veteran of 16-years, specializing in digital and emerging technologies. �He has hands-on experience servicing organizations like P&G, J.M Smuckers, ConAgra Foods, J&J and Microsoft. Marty has spoken regionally and nationally on his experiences around innovation within the advertising and marketing environments, including SxSW, Digital NonConference and Ignite. He has history of taking emerging technologies and data to create world-class marketing programs for his clients. He is bringing the best practices, techniques and know-how of some of the best marketers in the world to help Tom+Chee build a Grilled Cheese Empire with over planned locations by the end of 2015. �

Christopher Ciabarra is the CTO and co-founder of Revel Systems, which offers iPad point-of-sale (POS) systems for restaurant, retail and grocery retailers.

Brett Beranek is director of product strategy at Nuance.

William B. Butterfield holds the position of Senior Manager Recovery and Operations Strategy, U.S for TD Auto Finance and is based in Jacksonville, FL. Mr. Butterfield is responsible for all recovery operations including, repossession operations, redemptions, skip recovery, bankruptcy, collection agency management and outsourcing, collections litigation and debt sale. Mr. Butterfield has been with TD Auto Finance since 1990. Mr. Butterfield has over twenty years of progressive and comprehensive experience in the consumer finance industry including auditing, sales & marketing, retail acquisitions, collections, collections strategy, skip recoveries, bankruptcy, and repossessions, outsourcing and vendor management. Mr. Butterfield holds a BS from Michigan State University.

Zachary Hoard is a�Senior Attorney in the Commercial Litigation Practice Group in the Dallas, Texas office of Dykema Gossett PLLC.� His practice focuses on Commercial Litigation and IP Litigation, including breach of contract, breach of fiduciary duty, fraud and misrepresentation, and tortious interference, as well as trademark, copyright, and trade secret misappropriation.�Hoard has successfully represented clients, both as plaintiff and defendant, in numerous cases before state and federal tribunals.�

Barry Wong is vice president and Asia Pacific Regional Lead, Customer Security & Risk Services, MasterCard. He is responsible for the development of technology and solutions ot help MasterCard's member financial institutions manage fraud risk.

Bengt Horsma a Senior Business Director for Digital Solutions for Developed Markets at Visa Inc.� In this role, Horsma leads the financial institutions engagement in Visa Token Service, a solution supporting ApplePay, Android HCE and other mobile concepts.�� Previously at Visa, Horsma lead Visa�s Mobile Provisioning Services and was responsible for developing and implementing the �go-to-market� plan for Visa�s trusted service management (TSM) solution.�Before Visa, Bengt Horsma worked for First Data, where he served as VP of Mobile and NFC Solutions for three years. Before First Data, Horsma spent eight years at MasterCard, serving as a VP/Senior Business Leader, focusing on product and business development. In this role, he co-created, implemented and led the commercial launch of Mastercard�s contactless payment solution (PayPass).Prior to that role, Horsma held a number of positions in the payments and banking industry in the U.S. and Europe, including payments acquiring, eCommerce and the early stages of mCommerce.