Banco Popular de Puerto Rico

Michael Archer heads the North American Consumer Financial Services practice of global management consulting firm Kurt Salmon. He also produces research into mobile payments trends.�

Michelle Lehouck is EMV Director for Bell ID. She has 15 years experience in the card technology industry, including stints at STMicroelectronics and CPI Card Group. She has also worked on EMV migrations for European banks.

Bill Nichols is president and CEO of AnywhereCommerce. Nichols previously served as AnywhereCommerce's executive vice president for international markets, where he was responsible for the company's international business development programs.

Ali Raza is managing principal at Blue Leviathan.

Based in Omaha, Nebraska, TruBeacon develops sophisticated software solutions that help merchants to profitably grow their business. �Prior to leading TruBeacon, Philliou ran a global payments consulting group. �Philliou served as Chief Product and Strategy Officer for UnitedHealth Group’s financial services division and in executive roles at MasterCard and American Express. �Philliou has been a board member and investor in four fin-tech companies in the USA and Brazil. �A graduate of Fordham Law School, Philliou is passionate about financial literacy and developing products and services for the unbanked. �Philliou served as the first CEO for Grameen America, a non-profit micro-finance organization.�� ��

Xavier Giandominici is a director at payments consultancy FIME America. His experience includes support for the U.S. EMV migration, as well as certification consultations for ISO standards compliance and security standards for NFC other mobile payments.

Trevor Murphy is CTO of Bitstash, which stores crypto currencies. Earlier in his career, Murphy co-founded TradingEdge in 1997.

Shawn M. Budde, CEO of 2Checkout, is a veteran of the financial tech industry. Prior to taking the reins at 2Checkout, Budde pioneered big data risk analysis for underwriting at ZestFinance, a company that he co-founded with former Google CIO Douglas Merrill. Before starting ZestFinance, Mr. Budde served as Chief Customer Officer at Capital One, driving a billion dollar direct marketing operation across Capital One's extended enterprise, and directing the development of Capital One's industry-leading customer experience. His early career includes innovating new technology solutions for credit, fraud and marketing at banks and finance companies including, Citibank, CIT Group, and KeyCorp.

Jacques Guerin is CEO of Ingenico Mobile Solutions. Earlier in his career, he was president and owner of Corail, a software company based on France, and was also CEO of Penauille Servisair�and held senior executive positions at a number of other French companies.

Melissa O�Malley is director of Global Merchant and Cross Border Trade Initiatives at PayPal, a post she has held since March 2014. She is based in the company's San Francisco office.