Banco Popular de Puerto Rico

Xavier Giandominici is a director at payments consultancy FIME America. His experience includes support for the U.S. EMV migration, as well as certification consultations for ISO standards compliance and security standards for NFC other mobile payments.

Trevor Murphy is CTO of Bitstash, which stores crypto currencies. Earlier in his career, Murphy co-founded TradingEdge in 1997.

Shawn M. Budde, CEO of 2Checkout, is a veteran of the financial tech industry. Prior to taking the reins at 2Checkout, Budde pioneered big data risk analysis for underwriting at ZestFinance, a company that he co-founded with former Google CIO Douglas Merrill. Before starting ZestFinance, Mr. Budde served as Chief Customer Officer at Capital One, driving a billion dollar direct marketing operation across Capital One's extended enterprise, and directing the development of Capital One's industry-leading customer experience. His early career includes innovating new technology solutions for credit, fraud and marketing at banks and finance companies including, Citibank, CIT Group, and KeyCorp.

Jacques Guerin is CEO of Ingenico Mobile Solutions. Earlier in his career, he was president and owner of Corail, a software company based on France, and was also CEO of Penauille Servisair�and held senior executive positions at a number of other French companies.

Melissa O�Malley is director of Global Merchant and Cross Border Trade Initiatives at PayPal, a post she has held since March 2014. She is based in the company's San Francisco office.

John Collison is co-founder and president of Stripe, a company that provides payment developer tools and technology for merchants. In 2007, at age 16, he co-founded Shuppa, a tech startup that later merged with Auctomatic, a software company that build tools for the eBay platform. Stripe was formed in 2010.

Caitlyn Ramey is the Director of Marketing Design for First National Bank, working in the Consumer Bank division.� Caitlyn is responsible for all product marketing piece design and ensuring the bank is providing transparent information about the bank�s products and services.�Caitlyn has over 14 years of banking experience, focused on Product Marketing, Customer Communication Strategies and Partner Relationship Management.� Other prior roles with First National include Director of Near Prime Lending, with responsibility for launching an entrepreneurial business unit targeting a consumer segment with products and services to better fit their financial needs.Caitlyn received her education from Nebraska Wesleyan University, where she earned a Bachelor of Arts degree in Communication and her MBA from Bellevue University.� She and her husband, Rob, have two sons and live in Omaha, Nebraska.�First National Bank is a subsidiary of First National of Nebraska. First National of Nebraska has grown into the largest privately owned banking company in the United States. First National and its affiliates have $19 billion in managed assets and 5,000 employee associates. Primary banking offices are located in Nebraska, Colorado, Illinois, Iowa, Kansas, South Dakota and Texas.

As the SVP for Issuer Relations, Steve is responsible for expanding Ethoca�s financial institution customer base while cultivating our collaboration network by optimizing issuer clients contributions.� Over a 20 year career in operations, technology and shared services at a top 3 US issuer, Steve was a champion of innovation to maximize fraud prevention, dispute recoveries and cost reduction.� He led groups for Fraud, Disputes and Collections that covered internal case management system design, large technology deployments, workforce management & capacity planning, self-service including SMS & email outreach, data infrastructure and off-shoring & near-shoring efforts.� His experience in assessing and implementing a wide range of loss mitigation, cost efficiencies and process solutions is a key objective for his role in helping Ethoca clients.

James Huber is a partner at Global Legal Resources LLP. GLR has advised electronic payment companies and their affiliates on every aspect of their business. GLR defends regulatory investigations, civil enforcement actions, and class-actions. GLR�s attorneys are experts at instituting regulatory compliance procedures to avoid liability.�

Matt serves as the head of Kobie Marketing�s Customer Experience & Agency Services capabilities. With over 15 years of marketing experience in senior leadership roles, he drives industry-leading loyalty engagement and marketing solutions that span the online, mobile, social, print and broadcast media channels as well as the full customer journey from digital channels to physical locations. Prior to joining Kobie Marketing, Matt held leadership positions at WPP agencies and Catalina Marketing.�He currently�leads a global team of 20+ creatives and marketers with expertise in strategy, design, development, user experience, print production,�campaign management,�project management and quality assurance.�