Banco Popular de Puerto Rico

Jonathan Spooner is a retail strategist at Control Group. He is responsible for spotting new opportunities and working with clients to extend their business with technological solutions focusing on the cross-roads of technology and retail stores. He was also one of the founders of Kickstand.

Cleveland Brown is the CEO of Payscout Holdings. Payscout Holdings is a a venture management company in the direct-to-consumer marketplace.

Shirra Frost is the Director of Mobile Marketing focused specifically on product marketing for Mobiliti from Fiserv.� She is responsible for communicating mobile banking and payments capabilities to clients and prospects as well as driving thought leadership in the mobile space.� Prior to joining Fiserv, Frost was a payments consultant for a global firm providing strategic planning and analysis for banking and payments services to clients, including financial institutions. She can be reached at shirra.frost@fiserv.com.

Victor Johnsonis a Member of the Intellectual Property & IP Litigation Practice Group in the Dallas, Texas office of Dykema Gossett PLLC.� His practice focuses on IP litigation including patent, trademark, brand protection and trade secret misappropriation. He has brought and defended numerous IP cases during his career and has tried numerous cases before state and federal tribunals.

Ian Hermon is payments security specialist at Thales e-Security in Long Credon, U.K. His specialties include security standards and implementation considerations for contact card, contactless card and mobile payment solutions. He is also a participant in the Smart Card Alliance Payments Council, Smartex Smart Payments Forum, Visa Europe Vendor Forum, MasterCard Global Vendor Forum, Global Platform Advisory Council and Multos Business Advisory Group.

David Brudnicki is the Chief Technology Officer of Sequent and has more than 20 years of experience in mobile products and technology. He has led advanced technology and product development teams at AT&T Wireless Services and held various technology and leadership roles at Sprint, Prime Computer, The Dow Jones & Company. Brudnicki is also co-author of five patents related to mobile messaging and communications.

Gordon MacKay is executive vice president and chief technology officer of Digital Defense. His earlier roles include research and development positions at Alcatel USA, where he led the Call Server Database team that designed a real time in-memory database used in the Alcatel Softswitch.