Banco Popular de Puerto Rico

Steve Eulie joined First National’s team in 2005 as Chief Marketing Officer of the Credit Card Division and in July 2006 became President of First Bankcard. Steve has over two decades of experience with banks including JP Morgan Chase, Citibank, Wachovia, and the Irving Trust Company. He has also held responsibilities in the insurance industry at Prudential and Providian Financial. Steve holds a Bachelor of Arts from Rutgers University and a MBA from Fairleigh Dickinson University.

Rick is a SVP, Group head for Risk and Fraud Management in the MasterCard Advisors. Lifecycle Risk & Fraud Management uses gap analysis to determine how clients manage credit risk at any point in the lifecycle. Rick and his team deliver strong and sustainable financial gains with their deep industry expertise in all aspects of risk management including credit and collections, financial planning and analysis, strategic planning, capital and operating budgets, financial models, profit and loss analysis, cost/benefit analysis, due diligence, regulatory compliance auditing, corporate development and fraud policy. Rick has over twenty years of management experience encompassing operations, financial management, planning & strategy, organizational development, and systems integration. Prior to joining MasterCard Advisors, Rick headed up an Americas Business and Strategy Consulting team at Fair Isaac where he helped domestic and international clients develop sound revenue strategies and delivered revenue growth through account management and operations solution delivery. Prior to Fair Isaac Corporation, Rick worked at First Annapolis Consulting in the development of a monoline bank, Partners First. There he was responsible for strategy development and management of systems support policies associated with credit line management, authorizations, card reissuance and collections. Before First Annapolis, Rick worked eleven years within Citicorp’s bankcard operations, in the credit policy, project management and collection divisions. Rick attended Farleigh Dickenson University.

Mary Elizabeth Murphy, CPCC, ORSCC is Managing Director and owner of S.T.A.R. Resources, a Strategic Learning Partner Firm headquartered in Charlotte, North Carolina and the author of the newly released "RESET Your Buttons™", (Sept. 2009, Authorhouse). She is an expert at teaching individuals and teams present day solutions to age old problems. She leads, facilitates and coaches groups within corporations, small business, government, law enforcement agencies and non-profit organizations to achieve personal and professional performance success. Mary Elizabeth was awarded the Small Business Administration's 2005 North Carolina Women in Business Champion of the Year for her commitment to the advancement of women's business ownership. She also received the 2005 Women's Equality Day Business Award in recognition of her support and training of displaced homemakers. Mary Elizabeth was named by the national training and development publication T+D Magazine as one of six recipients of the prestigious 2004 Training's New Guard for her ability to inspire others with her passion, determination and success. Mary Elizabeth is a Certified Associate with the Integro Leadership Institute, a Certified Professional Co-Active Business Coach through The Coaches Training Institute, a Certified Organization, Relationship and Systems Coach through the Center For Right Relationships and is an award-winning manager with the Inscape Publishing Company. Mary Elizabeth has served in numerous professional and communitty leadership positions, including: American Society of Training and Development: Past President, Charlotte Chapter Federation of North Carolina Business and Professional Women: Past President, Metropolitan Chapter (2004), North Carolina Chairperson - Public Relations (2003), North Carolina Chairperson - Individual Development Program (2002) WomenFIRST: Founding Board member and Past President (2002-2003) Greater Piedmont Division of the March of Dimes: Board of Directors and Chairperson of Charlotte WalkAmerica (2003) Mecklenburg County Women's Commission Displaced Homemakers Program: Advisory Committee (2003) International Management Council Cabarrus County: Board of Advisors (2003) National Association of Women Business Owners: MemberMary Elizabeth has served over 25 successful years in the corporate, entrepreneurial and non-profit arenas of management, operations, sales, marketing, and training. Her professional career includes positions as Director of Marketing for a Burger King franchise with 11 restaurants in Michigan and Market Support Specialist for national retail loss prevention system company Checkpoint Inc. in Thorofare, New Jersey. Prior to S.T.A.R. Resources, Mary Elizabeth owned and operated a highly successful gift basket and balloon decorating retail store Downers Grove, Illinois.

A company officer with more than thirty years of leadership and business experience with the VW Group; holding positions in financial services, dealership operations and sales & marketing. In his current position, Bruce is responsible for the areas of strategy development and execution as well as risk management. In carrying out these responsibilities for the US and Canadian companies, he leads the initiative of setting the organizational strategic course for the operational activities in order to achieve the established measures of success in support of the sale of VW brand vehicles while delivering the required return on the VW Group’s invested capital. He is a Certified Public Accountant, holds an MBA from the Kellogg Graduate School of Management, Northwestern University and a BS from the University of Detroit, Accountancy.

Nancy has an extensive background in the collection industry. Nancy received her Bachelor of Arts degree from the University of Washington. She has over twenty years in the credit and collection industry serving in Banking and Law Firms. Nancy’s past positions have been; Vice President in charge of Dealer Banking for rainier National Bank , Client Accounts Manager for Perkins Coie Law Firm and Williams Kastner Law Firm, COO & Vice President for League Services at the Washington Credit Union League. Nancy developed the CUSO Ascend United, which pioneered the first aggregated debt sales for multiple credit unions Nancy has been a national speaker for Thomson Financial Services, The Debt Market Place and Faulkner & Grey. She has also been an instructor presenting collection programs for the Washington Credit Union League, California CU League, Colorado CU League and the Florida League. Nancy currently is the Director of Loss Mitigation for Bellco CU in Denver Colorado.

Tony has devoted 15-plus years to leadership and business development positions within the financial services community. His primary areas of expertise include leadership and organizational development, sales and negotiation tactics, strategic planning, merger planning, enterprise risk management, regulatory compliance and project management. Tony has served as the ERM Officer since 2009. Primary responsibilities include ERM program development, integration and administration. Tony oversees the ERM function working closely with senior management and the Board of Directors in interpreting and managing a strong risk culture and facilitating organizational planning and risk mitigation efforts.The Enterprise Risk Management (ERM) function ensures that Bellco actively assesses its risk exposures, evaluates alternative responses to those exposures, reports risks to the Board of Directors and considers risks in the strategic planning process. Bellco’s ERM program is focused on strategy integration and the optimization of the risk framework to enhance the achievement of its goals.

Gregory is a payments specialist with more than 20 years of broad industry experience in operations and technology, including merchant processing, money transfer, treasury solutions, mobile payments, prepaid card issuance, and point-of-sale (POS) innovation. Gregory has served many top financial institutions, merchants, acquirers, card networks, processors and technology providers. At PwC, he leads payments and banking engagements, primarily in the areas of merchant acquiring, payment processing, EMV implementation, PCI compliance and mobile financial services. His portfolio of work ranges from assisting clients with designing and implementing new processing IT platforms to creating new operating models and achieving mandatory compliance standards.

Ken has over 30 years’ experience in financial services market research, strategic planning and consulting, including payment services experience with Visa International, Visa USA, FICO, and Bank of Boston.� Ken oversees Mercator’s subscription research practices, which focus on payments market verticals and banking delivery channels.In addition, Ken has deep experience in the design and execution of custom survey and focus group studies, and launched Mercator’s CustomerMonitor Survey Series.� His previous research management positions include Bank of Boston, Spectrem Group, and HNW, Inc. where he completed projects for some of the largest asset management and banking firms.�Ken has participated in a range of conference speaking engagements and press briefings regarding his various research efforts.� He holds a BA from Bates College and an MSW in applied research from Boston College.��