Banco Popular de Puerto Rico

Zil is a Senior Analyst at Celent, the global research and advisory firm (and division of Oliver Wyman), specializing in Financial Services. �His research focuses on payments, covering a broad range of issues, from cards to digital payments to emerging technologies such as blockchain. �He has published in depth studies on digital wallets, tokenization, EMV, card-linked offers, cryptocurrencies, card management and transaction processing technologies and other major industry topics. �He is also the author of Celent’s annual review of Top Trends in Retail Payments.Zil has nearly 20 years of consulting and advisory experience working with leading financial institutions, payments companies and private equity firms around the world. �He joined Celent from Oliver Wyman in 2010 where as a management consultant he advised senior client executives on a range of strategic and operational issues.Zilvinas is a regular speaker, chairman, and panel moderator at leading payments industry events and has been widely quoted in the press. �Zil has an MBA from Carnegie Mellon University and MSc in Applied Mathematics from Kaunas University of Technology.

Tom Brooks is EVP of the Cards & Payments division in the Consumer Services Group for Regions Financial Corporation and is responsible for credit card, debit card, prepaid card, merchant services and Now Banking.� Regions is a top U.S. bank-holding company headquartered in Birmingham, Alabama, with $118 billion in assets, operating 1,700 banking offices in 16 states.In this role, Brooks is responsible for producing revenue growth through credit card, debit card, merchant relationships, check cashing, pre-paid reloadable debit cards, and money remittance.With 20 years� experience in the financial services industry, Brooks joined Regions in 2009 after serving as Vice President in charge of Partnership Rewards at Next Jump Inc., headquartered in Wilmington, Delaware.� Prior to joining Next Jump Inc., Brooks worked for MBNA and Bank of America for 13 years, where he held leadership roles of increasing responsibility in several areas, including strategic planning, marketing, and affinity credit card programs.Brooks holds a bachelor�s of science degree in business administration with a major in finance from Villanova University in Villanova, Pennsylvania.