Banco Popular de Puerto Rico

Hisham Salama currently heads Digital Payments at TD Bank Group in both Canada and the United States. In this role, Hisham is responsible for developing and implementing product strategy and delivering business results in support of payments objectives across North America for both online and mobile banking.He is also responsible for providing oversight and direction for digital wallets, digital payments, and emerging commerce product offerings that align with digital growth.Hisham brings extensive knowledge of e-commerce, specifically in online and mobile platforms within the financial services industry, to this role, including more than nine years of experience in authentication and customer protection, strategy, payments, and emerging trends. He is known for his ability to successfully innovate and design solutions that drive positive results for both customers and TD Bank. His leadership and innovation have resulted in multiple patent filings within the US and Canada.Prior to this role, Hisham held increasingly senior managerial and executive roles with TD Bank and Bank of America. Hisham was a key member of the BankAmeriDeals product development team, establishing relationships and collaborating closely with local and national merchants, along with several professional sports teams. In addition to his professional experience, Hisham holds a Bachelor of Science in Business Management, with a concentration in Finance, from North Carolina State University.

William Nelson is an executive vice president and chief economist at the Bank Policy Institute.

Virginia Suliman is the Vice President of Digital Design & Development for Hilton Worldwide. Ms. Suliman boasts more than 23 years of hospitality management experience — 18 of them at Hilton — in areas such as managing Hilton’s global distribution strategy, third-party travel agency relationships, and online distribution. Ms. Suliman is currently responsible for the digital delivery on behalf of all fourteen brands around the world, managing a Hilton team and partner teams of over 100 professionals worldwide. Focused on advancing Hilton’s core booking site and app, Ms. Suliman also drives innovation for Hilton IT and its guests through global expansion, mobile development, and progressive on property integrations. Ms. Suliman also started @HiltonSuggests one of the industry’s premier customer focused Twitter handles.Among the numerous achievements that Ms. Suliman and her team have earned for Hilton are achieving multibillion-dollar revenues from its Web sites, several No. 1 J.D. Power rankings for the online booking interface, and industry firsts such as eEvents (online meeting planning) and Room Selection (room selection functionality akin to an airline’s seat selection functionality)and Digital Key. Ms. Suliman’s vision and leadership have earned her substantial recognition, including earning CIO magazine’s "One to Watch" award and Travel Agent magazine’s "Rising Star"” award.� Virginia also proudly serves as the chairperson for the Digital Advisory council for St. Jude Children’s Research Hospital and is on the Executive board for the Mobile Marketing Association.

Ian Rubin is director and practice lead of retail banking and consumer payments at ACI Worldwide, and a member of the Federal Reserve's Faster Payments Task Force.

Gerard du Toit is a partner in Bain & Co.'s financial services practice.

George Kurtyka is the VP of Global Business Development in BBVA's New Digital Business organization, responsible for strategic partnerships within banking, fintech, mobile, and payments. Before assuming this role he served as the Head of Business Development at Simple Finance, a personal banking company based in Portland, Oregon that combines technology, user experience, and behavioral economics to help its customers spend smarter and save more. Previously Mr. Kurtyka was the Director of Business Development at PayPal, in charge of global OEM partnerships. Prior to that, he directed entertainment content distribution in the TV, tablet, and mobile categories at Samsung, and was the Global Head of Entertainment Partnerships at Nokia.

Jack Connors leads Google’s merchant partnerships for Android Pay. In this role, Jack helps merchants use mobile payments as a way to address a broader set of business objectives including loyalty, customer acquisition and mobile engagement. Jack has been focused on loyalty and payments for several years, most recently at Incentive Targeting, which was acquired by Google in 2012. Jack lives in the Boston area and is an avid red Sox fan.

Sarah is Director of Debit Advisory Service at Mercator Advisory Group covering debit issuing in addition to bill pay, person-to-person solutions, ACH and other “pay now” products.Sarah’s professional credentials include over 20 years of broad payments and banking experience with a track record of new product innovation including market leading solutions, development of realistic new product business plans, product road maps, new product requirements and successful marketplace launches.Her experience includes senior leadership positions in a mix of large financial institutions and fast-paced startups including KeyBank, SunTrust, Springbok and DimpleDough in addition to managing her own consulting firm. Sarah’s responsibilities have included managing debit card and prepaid card lines of business, merchant services and ISO sponsorship portfolios. Sarah’s specific areas of strength include, long term product road map development, product assessment and market gap analysis, tactical business modeling and budgeting, development of go-to-market plans, and new product business requirement design.

Kimberly Linton is responsible for consumer and corporate businesses across the retail and dotcom channels as the Director of Gift Card and Gifting for Sephora North America. Previously Kimberly led the strategy team for a variety of cross functional Sephora.com service initiatives, including the launch of Sephora Flash 2-Day shipping program.� Prior to joining Sephora she was at Target for four years as a Buyer in the Grocery division. She began her career at McKinsey & Company in the New Jersey and London offices. Kimberly received an MBA from the Kellogg School of Management and a BS in Economics from the Wharton School.

Ben brings twenty years of experience to CashStar in senior operations, marketing, and product roles at software, e-commerce, loyalty marketing and payments companies. Most recently, he was Chief Operating Officer at Cartera Commerce, a leading provider of card-linked marketing solutions for merchants, banks, and loyalty programs. At Cartera, Ben oversaw sales, marketing, client services, engineering, professional services, and technical operations. Prior to Cartera, Ben was Vice President of Marketing for KNOVA Software and Vice President of Marketing for North Systems, directing marketing and product management at both companies. Earlier in his career, he held product marketing and product management positions at Broadbase and Commerce One. Ben is a graduate of Harvard College.