Banco Popular de Puerto Rico
Banco Popular de Puerto Rico is a full-service financial services provider with operations in Puerto Rico, the United States and Virgin Islands. Popular, Inc. is the largest banking institution by both assets and deposits in Puerto Rico, and in the United States Popular, Inc.
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Nancy oversees the ATM and Branch Automation business across North America for Hyosung, an international leader at the forefront of financial transaction technology. In her role, she leads all operations, services, sales and innovation initiatives, and guides the company’s continued North American expansion. An industry veteran, Nancy brings an unparalleled track record of global business and technology experience with Fortune 500 companies. She has served more than 25 years in various domestic and international leadership roles in the financial industry. Prior to the financial industry, Nancy spent over 15 years in the defense industry where she worked in advanced development and as a technology analyst both domestically and abroad.
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Jon Carder is CEO and Co-founder of Empyr, an online-to-offline commerce platform providing a frictionless approach to monetizing online consumers in the offline world. Carder is a serial entrepreneur who has been nominated for Ernst & Young’s Entrepreneur of the Year award three separate times and was previously named San Diego’s Most Influential Tech Executive. He has successfully created several multi-million Internet businesses, including card-linked offer company, Mogl, which was named Most Innovative Tech Company in San Diego. Carder also founded MojoPages, a local search engine that helps people find the best local businesses. Some of the nation’s largest media companies are using MojoPages technology including Hearst, CBS, FOX and ClearChannel. Carder has been featured in numerous publications, including on the cover of Fortune Small Business, Business 2.0, CNN Money, 944 Magazine, San Diego Business Journal, San Diego Union-Tribune and more. He is also a sought-after speaker who has presented at top industry events.
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Bret Berta is currently the Director of Product Management and Chip Implementations for FIS Card Personalization.� He has 11 years of experience in the card personalization industry and his team is responsible for the successful migration to chip cards for over 6,000 programs representing over 3,000 financial institutions in the U.S. Market.Bret is an active member of the Smart Card Alliance and EMV Migration Forum, and has a Business Administration degree from Illinois State University.
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Charles Liu is the Financial Center, ATM and Market Planning executive responsible for the Consumer Bank’s market growth strategy, and building new financial centers including renovations. He is also responsible for delivering new capabilities to our 16,000 ATM’s across the network. Liu leads the development of local market strategies across all major and metro markets, ensuring convenient access to Bank of America’s physical services for our 40 million consumer banking and small business clients.In Liu’s 25 years at Bank of America, he has led growth strategies in several lines of business including Small Business Banking, Retail Banking, Home Loans, Dealer Financial Services, Online Banking, Consumer Deposit Products, and Preferred Banking. Liu is passionate about customer-focused business innovation and led the development of multiple new products and services.Liu was born in Rangoon, Burma, and immigrated to the U.S. at the age of eight. He is based in Silicon Valley, California, and is an avid wine collector and connoisseur.
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Brian Gilmore is a Senior Innovation Manager at Doorways to Dreams (D2D) Fund, a Boston based nonprofit that strengthens the financial opportunity and security of financially vulnerable consumers. At D2D, Brian manages a team dedicated to expanding the reach of successful pilots and identifying pathways to drive innovations to scale. Brian and his team lead D2D’s national policy efforts through the passage of state and federal legislation to remove barriers and create opportunities. Brian and his team consult to and partner with government, financial, private and nonprofit organization to launch products and ensure D2D’s innovations are impacting millions of consumers. Brian has spent ten years at innovative nonprofits tackling a variety of social issues including youth education, environmental restoration, access to public benefits, and consumer financial challenges. He has Bachelor’s degrees in Psychology and Philosophy from the University of Pittsburgh, and a Master’s degree in Public Policy from Drexel University.
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Jeremy Grant is Managing Director at The Chertoff Group, leading the firm’s identity practice. He is an advisor to the FIDO Alliance.
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Jeremy Fried is a systems architect for Shift4 Corporation, where he has worked on mobile payments technology. He has also been an entrepreneur with a background in software architecture and development, with over eight years of experience in the finance and electronic payment industries.





