Banco Popular de Puerto Rico

Wes Spencer is an information security professional with over 10 years of experience.� In his current role, Wes oversees the Information Security Program for his bank.� He is also an advocate for information security and enjoys education and speaking opportunities across the country.� Prior to working in finance, Wes was a professor of Information Security at Murray State University, where his research interests were in network security and cybercrime.� In 2013, he released a popular documentary on the Silk Road takedown, which currently has over 300,000 views.� The documentary can be viewed on YouTube:� https://www.youtube.com/watch?v=LkRhBOZSw38

Hugh Carney is vice president of capital policy for the American Bankers Association.

When you hear Ally graduated from MIT, you might suspect she is a data analyst. And really, she is.However, she sees data as people, which is why she’s leading content strategy for Collections at Capital One. After all, missing a payment (or multiple) can be one of the most emotional touch points in many customers' lives, and she's making those digital interactions more human.She’s also been known to call frustrated customers directly just to listen to them; she truly wants to improve the lives of customers with every fiber of her being. So much that she joined the content strategy team as its first employee -- speaking the same language as customers is THAT important to her.This couldn’t be more perfect for Ally, whose background is incredibly diverse -- she’s been a high-level figure skater (training with Olympic champions); an intern for The View (ask her about Barbara Walters sometime); an analyst on Wall Street; and Product Manager at Bundle (which, through an acquisition, is how she joined Capital One).And fair warning: She also carries a #selfie stick with her at all times.

Melody�Lee is Director, Brand Strategy & Planning at Cadillac.�In this position, Lee is responsible for building Cadillac’s global brand identity and driving a clear and consistent strategy across all of its channels, products and markets. As part of her portfolio, she oversees brand marketing and product launch communications strategy, as well as the partnerships and experiences that drive Cadillac’s reputation and brand image.Prior to joining Cadillac, Lee was executive vice president at Hill+Knowlton Strategies, one of the world's leading public relations agencies. At H+K, Lee provided strategic communications and public affairs counsel to corporate�clients, and lead the office of the global�chairman. Her specialties�included transactions, crisis and litigation and public affairs support for�clients.�Lee has a depth of experience in high-stakes crisis and�transaction situations for high-profile clients, and her work at H+K Strategies included�strategic�and tactical campaign execution for American Airlines in Tokyo, Japan, as well as leading�communications around several large mergers and acquisitions. She�was also a member of�the team that provided international communications, media relations and research�assistance to the International�Olympic Committee in 2008, both in Beijing and in�Lausanne, Switzerland.Before�transitioning into the role of�executive vice president at�Hill+Knowlton�Strategies,�Lee was�a�director�at Public Strategies.�Prior�to joining Public Strategies, Lee led market research and logistics�analysis for a major national advertising company. She�has also worked for the�Bureau for Citizenship and Immigration Services of the U.S. Department of�Justice and as a project manager for�a promotional goods manufacturer in�Beijing, China.Lee speaks conversational Mandarin Chinese. She holds a bachelor’s degree and a Master of�Science in international affairs from Georgia Institute of�Technology, and also�attended the Lyndon B. Johnson School of Public Affairs at the University of�Texas at Austin.

Jami Wintz McKeon directs the firm’s strategic growth and its steadfast commitment to client service. She is the first woman chair in Morgan Lewis’ 150 year history, and is one of the few women leading global law firms. As the leader of one of the biggest in the United States, and one of the Global 25, Jami oversees the work of 2000 lawyers across 28 offices.� She is an accomplished trial lawyer and counsels clients in high-stakes crisis litigation and regulatory investigations. Focusing particularly on the financial services and technology industries, she has led bank-related investigations and litigation for some of the world’s largest banks.��Jami has addressed audiences at a number of premier leadership conferences and industry events,� including� the Financial Times’� Innovative Lawyers North America Awards ceremony (December 2015), the Global Law Firm Leaders Conference (September 2015), the Big Law Business Summit hosted by Bloomberg BNA (July 2015), and the Center for Women in Law’s Power Summit on Law and Leadership (April 2015). She was recently interviewed by BBC News’ Alice Baxter for a broadcast segment on “Business Live” and has received numerous awards and recognitions, including a Special Achievement Award from the Financial Times.�� Jami lives with her husband and four children in the Philadelphia area.

Ken Wolckenhauer is the head of Vendor Management at Nordea Bank’s New York branch. Leading up to this position, Ken was as a subject matter expert, trainer, solutions provider, and consultant for FIS, the world’s largest global provider dedicated to banking and payments technologies. With FIS, Ken specialized in financial industry regulatory risk and compliance, mostly in the area of anti-money laundering and watchlist compliance. Nordea Bank leveraged Ken’s risk and compliance knowledge to build out the vendor management program for the New York branch, developing a program that would properly manage risk as well as gaining acceptance to the US regulators. The success of the US program is now being used to advise Nordea’s European branches on enhancements to its TPRM program. Ken is a graduate of Bucknell University and is a Certified Anti-Money Laundering Specialist.

Dan Kimerling is the R&D Lead at Silicon Valley Bank. In this role he and his team are responsible for the ideation and development of new products, services, and offerings for the bank's customers world wide. Previously he was Co-Director of the Bank's API Banking program and led the bank's release of the first public API banking platform in the United States.Dan joined Silicon Valley Bank in July of 2015 through the acquisition of Standard Treasury, which he was the co-founder and CEO of. Standard Treasury - a YCombinator company - was the leading provider of API solutions to the financial services community and was named one of the 10 technology companies to watch by The American Banker in 2014. Because of his work on bringing cutting edge technology to banks, Dan was named to the 2015 Forbes' 30 under 30 list.Before starting Standard Treasury, Dan was the first employee and Chief Operating Officer of Giftly, a stored value technology company acquired by GiftCards.com in May 2013. While leading the company, Business Insider named Giftly one of "The 20 Best Start of 2011" and Dan one of the "25 Hot Young Stars In Silicon Valley". Giftly's mobile app was also named by "Best of the App Store" by Apple in 2012. Before Giftly, Dan was a journalist and analyst at TechCrunch, the leading technology website on the Internet until it's acquisition by AOL in 2010. He also ran their well-regarded conference business for two years. Earlier in his career he was an award winning policy scholar, being named the Anne Armstrong Policy Fellow at the Center for Strategic and International Studies and a Jeff Metcalf Fellow at the Hudson Institute.Dan holds an A.B. & A.M. with Honors from the University of Chicago and studied Analytic Finance at the University of Chicago Booth School of Business under a Booth Scholars scholarship. Outside of his work at Silicon Valley Bank he is the Co-Founder and Co-Managing Partner of Deciens Capital, an early stage investment partnership. He also sits on the executive committee of the University of Chicago Bay Club and is a member of the NextGen Advisory Board at the Computer History Museum. He lives with his wife and their dogs in San Francisco.

Achim Griesel is chief operating officer at Haberfeld Associates, a Lincoln, Neb.-based bank consulting firm that focuses on customer acquisition marketing and profitability.

Joanna Smith-Ramani is the Associate Director at the Aspen Institute Financial Security Program, leading work on the Expanding Prosperity Impact Collaborative (EPIC), a neutral, first-of-its-kind initiative in the field of consumer finance designed to accelerate knowledge synthesis and problem solving among a wide cross section of experts from applied, academic, government, and industry settings working on critical dimensions of financial security. Joanna possesses over 15 years of consumer finance, community development, community development finance experience. Prior to joining FSP, Joanna served as Senior Innovation Director at the D2D Fund, leading the unit that designs, tests, and evaluates promising financial service innovations. In her role there, she developed innovations to improve savings and financial capability including: Prize-linked Savings, Tax Time Savings, Gamification, Emergency Savings, and Youth Savings. Additionally, Joanna led several federal grants, developed and sustained national coalitions, and built a network of industry partners. Joanna has led national and state legislative campaigns, resulting in the passage of a federal law and over 10 state laws expanding a savings innovation. She has been quoted in a variety of national and local media outlets including the�New York Times�National Public Radio, and�Fox Cable News. Joanna holds a master's in Public Policy from the Harvard Kennedy School and a B.A. in Urban Studies from Barnard College, Columbia University. She serves on the Baltimore and Maryland CASH Advisory Group and on the Maryland Consumer Rights Coalition Board.�

James Paris serves as Executive Vice President, Capital Markets and Corporate Development, of Avant, a position he has held since September 2015. �In that role, Mr. Paris oversees all debt and equity capital raising efforts and all strategic acquisition and divestiture activity for Avant. �Prior to joining Avant, Mr. Paris was a Managing Director from July 2012 until August 2015 in BMO Capital Markets’ US Debt Capital Markets group in New York where he specialized in originating and structuring leveraged finance transactions for corporate and private equity clients. Prior to working at BMO Capital Markets, Mr. Paris was a Managing Director in New York at each of UBS Investment Bank, Barclays Capital and Deutsche Bank Securities Inc. �Mr. Paris received a BS in Finance from Indiana University, where he graduated with highest distinction, and a JD cum laude from Harvard Law School.