Banco Popular de Puerto Rico

Senthil Selvaraj is a�former operational risk executive with Bank of America.

Mary Lou Quinlan is a marketer, author, actor, speaker and advocate for women. Her career is a testament to the power of reinvention.Mary Lou’s career as an executive began at Avon Products where she rose to director of advertising, then moved to the NYC national advertising industry where she became the first female CEO of ad agency N.W Ayer & Partners. She shifted to entrepreneur when she founded her own women’s marketing company, Just Ask a Woman, speaking and advising major brands, including Citibank, Wells Fargo and American Express among others, on what women want.Mary Lou is the author of four books, including What She’s Not Telling You, Time Off for Good Behavior, and Just Ask a Woman. Her latest book, a memoir of her mother called The God Box, quickly became a New York Times bestseller and the inspiration for yet another career evolution as playwright and actor.� She co-wrote a one woman play based on the book and has performed it around the US, including a sold out Off Broadway run, and has donated all proceeds—nearly $350,000 to date--to hospitals, hospice and cancer care and education.� The play earned four and five star critical reviews at the renowned Edinburgh Festival Fringe in 2014. This summer and fall, she will perform a 10 city tour of the show in Ireland.She’s written for Real Simple, O, the Oprah magazine, and a monthly career column for MORE. She’s appeared as a correspondent on The CBS EARLY Show and co-starred on the ABC series “American Inventor” produced by Simon Cowell, among many media appearances.�She has been awarded honorary doctoral degrees by five US universities, including one from her alma mater Saint Joseph’s University. She lives in NYC and Bucks County, PA with her husband Joe Quinlan. She’s currently writing a new solo show about women’s careers called “Work” which she hopes to stage at women’s conferences and theater festivals.www.justaskawoman.comwww.thegodboxproject.com

Mr. Kammer currently serves as Vice President responsible for strategic digital initiatives at Fifth Third Bank.� As part of the Digital Delivery team, he is responsible for managing the strategic direction, execution, and experience of Fifth Third’s mobile banking app, responsive online banking website, and online account application services.Prior to this, Mr. Kammer was Senior Product Development Manager for deposit and fee income services.� Since joining Fifth Third, he has served in multiple operations and sales leadership roles. Mr. Kammer is also an active member of the Consumer Bankers Association Digital Channels Committee.

Michal is a globally recognized executive leader in area of digital financial services and digital transformation.At Nordea he leads efforts of Digital Banking group aimed at creating modern digital experiences across Nordea’s mobile and online channels for its 10.5 million of household and corporate segment customers. The 400+ team unifies areas and professions needed to vision, plan, develop, launch, communicate, commercialize and operate all digital touch-points across the Nordics.Prior to Nordea Michal was Managing Director for Products, Marketing & Digital at mBank, #3 bank in Poland with 4.4 million customers, where he won 14 global innovation awards in 2013-2015, including Efma Most Disruptive Innovation, Celent Model Bank and Finovate Best of Show as well as received strong endorsements from Forrester Research, TechCrunch, Financial Times and Wall Street Journal.In his track record Michal successfully built and marketed financial innovations across a 11 key areas including next generation user interfaces, mobility, mobile payments, video banking, real time CRM and analytics, payments marketing, digital insurance, PFM and gamification. These improvements built through new collaboration model between business, IT and design have been closely integrated with bank branch network, contact center, marketing campaigns and brand building.Prior to mBank Michal had worked in the US at Microsoft’s headquarters in Redmond in Corporate Strategy Group and Worldwide Licensing and Pricing Division as well as eBay’s Corporate Strategy Team in San Jose. He also worked at The Boston Consulting Group advising executives of leading banks and financial institutions.He holds MBA from Harvard Business School, specializing in technology and innovation management, and MA in Finance and Banking from Warsaw School of Economics.

Matthew Epstein is CEO of The Camstoll Group, a strategic advisory firm focused on illicit finance, regulatory and national security issues. He previously served as the Treasury Department's financial attach� in Saudi Arabia and the United Arab Emirates.

Howard Mendelsohn is a managing director of The Camstoll Group, a strategic advisory firm focused on illicit finance, regulatory and national security issues. Mendelsohn previously served as the deputy assistant secretary for the Treasury Department's Office of Intelligence and Analysis.

Andrew Hovet is the Senior Vice President, Director of Delivery Channels for IBERIABANK in New Orleans, LA.� Andrew is responsible for the bank’s digital and direct sales and servicing capabilities including strategy, platforms, and contact center operations supporting consumer and small business clients.�� Prior to joining IBERIABANK five years ago, Andrew worked at Capital One and Accenture.�� He is a graduate of Cornell University.

Nick Holland is a well-known and respected thought leader in fintech. He has spent more than 13 years focusing on the intersection of mobile, retail payments and security, working at many of the most renowned research houses in the industry. His prior roles include head of payments and mobile at Javelin Strategy, where he conducted in-depth research on EMV, mobile proximity payments, digital wallets, tokenization and biometrics and provided consulting to financial institutions, mobile operators, processors, card networks and vendors; and mobile payments research at Yankee Group and Aite Group.