Banco Popular de Puerto Rico

Anne Ryan is inquisitive to the core, with�curiosity�and wonder leading her quest to solve the age-old question,�“What’s in a brand?” She works fast and furiously to understand consumer desires and demands to then carefully construct brand strategies that align the brand vision with the consumer mindset. �The result is a meaningfully different brand experience that will unite teams internally and deeply engage the outside world.� As the head of Brownstein Group’s Brand Strategy practice, Anne boasts over seven years of experience bringing strategies to life through digital marketing.Prior to joining Brownstein Group, Anne served as the Director of Strategy and Analysis for a digital marketing agency that focused on connecting B2B brands. She also spent the first half of her career creating customer acquisition programs for financial services institutions like Citibank and Capital One.

David Konuch is EVP, General Counsel and Chief Privacy Officer for Quick Intelligence, which provides cybersecurity solutions to financial institutions, and partner at David August Konuch P.A. Dave began his career in data security in the late 1990s, working on the Federal Communications Commission's privacy rules as an FCC staffer. After leaving the FCC in 2000, Dave served on the team that successfully defended one of the largest privacy breach class actions ever filed under the federal Communications Act.He is Co-founder of the annual Florida Privacy and Cybersecurity Symposium, held at EverBank Auditorium in Jacksonville, Florida, which highlights privacy and cybersecurity trends for financial services providers. His company Quick Intelligence offers a cloud based platform to help enterprises and privacy professionals attain and maintain regulatory compliance, while increasing security and profitability for their institutions. Dave is a graduate of Stanford University and Tulane Law School, and is licensed to practice law in Florida, California and Washington, D.C.

Aryea Aranoff currently serves as chief strategy officer of Darien Rowayton Bank.

Judith A. Verb, senior vice president and regional manager, leads the community banking and branch delivery for U.S. Bank in Arizona, Nevada and Sacramento.Ms. Verb has more than 27 years of banking industry experience and has a bachelor’s degree in public administration from Franklin University in Columbus, Ohio. She began her career as a teller and has held various positions in consumer and commercial banking. Ms. Verb joined U.S. Bank in 1996.�Ms. Verb serves as a board member for the Arizona Junior Achievement and Las Vegas Sunrise Children’s Foundation.� She is actively involved in various JA and SCF events. She is also intimately involved with Women Leadership in Action, a non-profit organization. She has traveled with WLA organization to Africa to help provide orphans and other vulnerable children with basic services and educational support such as, school fees, uniforms, desks, books and other critical school supplies.Ms. Verb is one of the U.S. Bancorp women executives recognized by American Banker as a top woman banking team five consecutive years in a row.She loves yoga, spending time with her niece Jill, and vacationing in Hawaii.Minneapolis-based U.S. Bancorp (NYSE: USB), with $410 billion in assets as of�March 31, 2015, is the parent company of U.S. Bank National Association, the�fifth largest commercial bank in the United States. The company operates 3,172 banking offices in 25 states and 5,016 ATMs and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. Visit U.S. Bancorp on the web at www.usbank.com.

Brad leads Acxiom’s Financial Services Strategy & Analytics Practice, which helps banks and payments companies drive growth through customer-focused marketing strategies, analytics, and capability improvements.� Previously Brad was a partner with Ernst & Young Consulting and a vice president with MasterCard.

Santo Cannone is Chief Product Officer for Fiserv Credit Union Solutions.� He is responsible for product strategy and roadmap development, strategic relationships with clients and connecting Fiserv’s extensive capabilities with client market opportunities.Santo’s previous experience includes leadership roles in sales, product development and management. He joined Fiserv through the acquisition of Open Solutions, where he was Senior Vice President, Group Sales.� His previous experience includes chief operating officer for ConnectWise, Senior Vice President of Real-time Systems with FIS, and several management and development positions with EDS and USERS Incorporated.Santo has a Bachelor of Science from Drexel University and a Master of Management from Pennsylvania State University.

Inga Hovhannisyan is the Vice President of Operations at Fort Lee Federal Credit Union. Ms. Hovhannisyan has over 14 years of management, training and supervision experience.� She started her career in the credit union industry in 2009 and earned her NAFCU Certified Compliance Officer Certification (NCCO) in 2010.� She holds a Bachelor of Science degree from Brigham Young University.� When she is not working, she enjoys traveling, fast cars and rock climbing.

Alexandra Dousmanis-Curtis is Group Head, U.S. Retail and Business Banking. Ms. Dousmanis-Curtis is responsible for driving the bank’s strategy in the U.S. retail and business banking segments to maximize customer and shareholder value and achieve market-leading business growth, while building customer relationships and loyalty. Most recently, Ms. Dousmanis-Curtis was Executive Vice President and Head,Retail Banking, BMO Harris Bank. In this role she was responsible for leading the performance and strategic delivery of a broad range of personal banking products and services to individuals and small businesses. Prior to that role, Ms. Dousmanis-Curtis was the Senior Vice President, BMO Harris Private Banking – Canada and Asia. She was responsible for driving market growth and enhancing client experience and employee satisfaction, as well as the full integration of CIBC’s Asian private banking business into BMO Harris Private Banking. From 2007 to 2012, Ms. Dousmanis-Curtis was the Senior Vice President for the Personal and Commercial business in the Greater Toronto Division and the Customer Contact Centers located throughout Canada. Ms. Dousmanis-Curtis is a strong advocate for enhancing local communities and supporting organizations that are bringing meaningful change. In Chicago, she serves on the boards of the Urban League and Lyric Opera. In the Canadian province of Ontario, she sits on the board of Providence Healthcare Foundation. She is a member of The Chicago Network.Ms. Dousmanis-Curtis has continued to build her formal education with business and leadership studies at Harvard Business School, University of Toronto, University of Michigan and Duke University.