Banco Popular de Puerto Rico

Lance is part of a team of professionals that provide industry thought leadership and expert consultation to support customer co-innovation, enterprise transformation, and business process performance improvement programs. Bringing over 20 years of experience to the role, Lance’s priority is to lead customer engagements to assess strategic objectives, innovation scenarios, key improvement opportunities and other sources of incremental economic value.Prior to joining SAP, he spent over 20 years in the banking and finance industry working for industry leaders like JP Morgan Chase and PNC. Most recently Lance served as the Virtual and Digital Client Experience Manager for Associated Bank were he was instrumental in the startup of the virtual banking and digital client experience division. Lance’s experience in banking includes executive management roles in retail, contact center, corporate, mortgage, and wealth management.Lance is married to his wife Caryn of 18 years and lives in Northeast Ohio. He is very active in his community mainly through coaching his children Dominic and Isabelle’s athletic teams.Lance holds a bachelor’s degree in business administration from Youngstown State University in Youngstown, Ohio, an MBA in Finance from Cleveland State University in Cleveland, Ohio, as well as being a graduate of the Consumer Bankers Associates Graduate School of Retail Bank Management at the University of Virginia in Charlottesville, Virginia.

Philip Rowan is the international lead at the Financial Conduct Authority’s Project Innovate, which works to promote innovation and competition in financial services to the benefit of consumers through making the regulatory system more innovation-friendly.�Prior to this Philip was a senior economist in the FCA’s Chief Economist's Department, focused primarily on promoting competition in UK financial markets. Philip has also worked at the Consultative Group to Assist the Poor and the UK's Competition and Markets Authority.�Philip holds an MSc in Economics for Development from the University of Oxford and studied Economics at the University of Warwick and the Sorbonne in Paris.�

Brad leads Acxiom’s Financial Services Strategy & Analytics Practice, which helps banks and payments companies drive growth through customer-focused marketing strategies, analytics, and capability improvements.� Previously Brad was a partner with Ernst & Young Consulting and a vice president with MasterCard.

Angus is a Senior Manager in EY’s Financial Services Office where he leads the firm’s distributed infrastructure strategy for the financial services industry.� In his role, Angus brings together global teams to deliver engagements and develop services and thought leadership on blockchain and related technologies for financial services clients. In addition to institutional clients, Angus has advised a number of startups, regulators, governments, and is a frequent speaker at conferences internationally.� Angus has published numerous articles and performed regular interviews for industry media, specializing in the practical implementation of distributed infrastructure innovations and the development of new business models in the financial sector and beyond.

Mark Payne is co-founder and president of Fahrenheit 212, an innovation firm, and author of “How to Kill a Unicorn.”

Carlos Carvajal has more than 25 years of experience in the technology industry with expertise in mobile application technology solutions, web content management, web analytics, social media, personalization and targeting.�He leads product marketing for Kony and is responsible for defining and executing go-to-market strategies to help fuel the company’s growth in the enterprise mobility market.�He has also led product management, product marketing and go-to-market teams for other technology companies, such as Vignette, Baynote and SolarWinds.�Throughout his successful career, Carlos has a built a strong reputation as an authority in the use of digital technologies to deliver superior customer experiences, and has been an advocate of ensuring that technology delivers real value to customers.

Susan Weinstock directs the consumer banking project at The Pew Charitable Trusts.

Mr. LeBlanc has over 40 years experience in nonprofit management, program development and implementation.� He has been with Volunteers of America for over 30 years and has been President/CEO of Volunteers of America of Greater New Orleans since 1992.� Because of his leadership in post hurricane Katrina rebuilding, Mr. LeBlanc was named the NonProfit Executive of the Year for 2006 by the NonProfit Times, the leading business publication for NonProfit Management in the United States.� As an active member of the New Orleans community, he was selected to be a member of the inaugural class of the Greater New Orleans Regional Leadership Institute, an initiative of the Chamber of Commerce to promote regionalism.� Mr. LeBlanc was named as a 2014 Role Model by the Young Leadership Council of New Orleans.Mr. LeBlanc is a member of the Board of the Capital One Community Development Corporation.� He serves on the Advisory Board of the Iberia Bank Community Development Entity.� He is a past member and past Board Chair of the Board of Directors of CARSA (Community and Residential Services Association), a statewide group of intellectual disabilities providers, a Board member of Volunteers of America, Inc., a member of the Volunteers of America National Services board, a past member of the board of LANO (Louisiana Association of NonProfit Organizations),� and President/CEO of the Renaissance Neighborhood Development Corporation, the housing arm of Volunteers of America of Greater New Orleans and a member of the Board of the Tulane/Canal Neighborhood Development Corporation.Mr. LeBlanc holds a Masters Degree in Social Work and a Masters Degree in Business Administration, both from Tulane University in New Orleans.

Harry Dalessio is head of Sales and Strategic Relationships at Prudential Retirement. In this role, Harry leads national sales, including full service corporate, tax exempt, investment-only and nonqualified, plus the team responsible for developing and implementing Prudential Retirement’s channel strategy.� Channel management focuses on strengthening relationships with key intermediaries (consultants, advisors and third-party platforms).In prior roles, Harry successfully led several Prudential sales and client management organizations in a myriad of areas, both regionally and nationally.Recognized as an innovative thought leader, Harry knows that, in order to break the inertia found within the marketplace and industry, retirement professionals must be bold and innovative to topple barriers. To that end, Harry has been a champion of change, transforming the way advisors approach the marketplace and, in turn, the way the marketplace thinks about – and acts on – building retirement security.Harry earned a B.A. Economics from Providence College and a master’s in business administration in Finance from Fordham University. �He has published several byline articles in industry-related publications. Harry also frequently meets with industry and national media to discuss opportunities and trends topical within the retirement market. He holds FINRA Series �7, 24, 26 and 79 licenses.�