Banco Popular de Puerto Rico

John ReVeal is a partner at Bryan Cave.

Hank Uberoi has served as Earthport’s CEO and Executive Director since February 2010. Previously an investor Hank says it was Earthport’s unique offering in the payments market and huge growth potential that made him want to become more involved and lead the company to success.Before joining Earthport, Hank focused on investments in technology, financial services and payments with an emphasis on cross-border business models. Until April 2004 he was the Chief Operating Officer at Citadel Investment Group. Hank previously spent fourteen years at Goldman Sachs, where he was a partner and co-Chief Operating Officer of the technology division.“I believe there’s no other company like Earthport and that it’s a positive disruptive force in the industry,” says Hank. ”What really excites me is that through Earthport we’re creating not another brand but a new industry.”Hank graduated from Williams College, Massachusetts with a BA, Magna Cum Laude. Given Earthport’s global reach, Hank divides his time between the New York office and the London headquarters.

Kelly Wilson is a Principal in the Financial Services Advisory practice of Ernst & Young where she focuses on a broad spectrum of banking, payment, strategy, marketing, and sales enablement engagements in financial services.Kelly’s background includes more than 25 years of experience in both consulting and industry roles.� Prior to Ernst & Young, Kelly was a Strategy Partner with Accenture and held CMO and SVP leadership roles at Wells Fargo, McKesson, Blue Shield, McCann-Erickson, and Paradigm Management Services.�Kelly’s holds a BA from UC Berkeley and an MBA from Yale University.�Kelly lives in Orinda with her husband and three children.� Her hobbies include reading, hiking, art, and watching an abundance of television.

Lance is part of a team of professionals that provide industry thought leadership and expert consultation to support customer co-innovation, enterprise transformation, and business process performance improvement programs. Bringing over 20 years of experience to the role, Lance’s priority is to lead customer engagements to assess strategic objectives, innovation scenarios, key improvement opportunities and other sources of incremental economic value.Prior to joining SAP, he spent over 20 years in the banking and finance industry working for industry leaders like JP Morgan Chase and PNC. Most recently Lance served as the Virtual and Digital Client Experience Manager for Associated Bank were he was instrumental in the startup of the virtual banking and digital client experience division. Lance’s experience in banking includes executive management roles in retail, contact center, corporate, mortgage, and wealth management.Lance is married to his wife Caryn of 18 years and lives in Northeast Ohio. He is very active in his community mainly through coaching his children Dominic and Isabelle’s athletic teams.Lance holds a bachelor’s degree in business administration from Youngstown State University in Youngstown, Ohio, an MBA in Finance from Cleveland State University in Cleveland, Ohio, as well as being a graduate of the Consumer Bankers Associates Graduate School of Retail Bank Management at the University of Virginia in Charlottesville, Virginia.

Caleb Quakenbush is a research associate at the Urban Institute.

Xavier (“Xav”) de Souza Briggs is vice president of the foundation’s Economic Opportunity and Markets program. He leads the foundation’s work promoting economic fairness, advancing sustainable development, and building just and inclusive cities in the United States, Latin America, Africa, Asia and the Middle East. He also oversees the foundation’s regional programming in China, Indonesia, and India, Nepal and Sri Lanka. Xav is also professor of sociology and urban planning (on leave) at the Massachusetts Institute of Technology’s Department of Urban Studies and Planning and former head of MIT’s Housing, Community, and Economic Development Group. An award-winning author, commentator and educator, he has led groundbreaking research in economic opportunity, democracy and governance, segregation, and racial and ethnic diversity in cities and metropolitan regions. Xav’s books include The Geography of Opportunity (Brookings, 2005) and Democracy as Problem Solving: Civic Capacity in Communities across the Globe (MIT Press, 2008), which examines efforts in the U.S. and other democracies—Brazil, India and South Africa—to lead change at the local level. His latest book is Moving to Opportunity: The Story of an American Experiment to Fight Ghetto Poverty (Oxford, 2010). From January 2009 to August 2011, while on public service leave from the MIT faculty, Xav served as associate director of the Office of Management and Budget in the White House. There he oversaw a wide array of policy, budget and management issues for roughly half of the cabinet agencies of the federal government. Earlier in his career, Briggs served as a community planner in the South Bronx, a policy adviser and R&D director at the U.S. Department of Housing and Urban Development, and a faculty member in public policy at Harvard University’s Kennedy School of Government. Xav holds an engineering degree from Stanford University, an MPA from Harvard and Ph.D. in sociology and education from Columbia University.

Elizabeth Vivirito is a managing director at the Center for Financial Services Innovation.

Susan Skerritt is Managing Director, Global Head of Institutional Cash Management & Head of Global Transaction Banking, Americas, at Deutsche Bank.� Based in New York, she is responsible for leading the Bank’s Global Institutional Cash Management efforts, as well as the Americas’ transaction banking efforts in Cash Management, Trade Finance, Institutional Cash Management and Securities Services. Susan is part of the Deutsche Bank Trust Company of the Americas Board, the Bank’s North American Executive Committee and the Board of Directors of the Deutsche Bank Americas Foundation.Prior to joining Deutsche Bank, from 2006 to 2013, Susan was an Executive Vice President with Bank of New York Mellon, where she led businesses and strategic initiatives across the cash, trade and trust services space.� Before that she was a Partner and Director at Treasury Strategies, Inc., where she was responsible for the corporate practice.� With more than thirty years of transaction banking experience, Susan has also held senior positions with Morgan Stanley, Ernst & Young and Manufacturers Hanover Trust Company.Susan has an MBA in Finance and International Business from New York University Stern School of Business and a Bachelor of Arts degree in Economics from Kirkland (Hamilton) College. Beyond her board activities within the Bank, she sits on the Hamilton College Board of Trustees, the Board of Trustees of The Brooklyn Hospital Center, and the Board of Directors or Brooklyn Community Services. American Banker has named Susan among the “25 Women to Watch in Banking”� for two consecutive years.

Johan Gerber is executive vice president for Security and Decision Products at MasterCard, responsible for leading the company’s fraud risk management, dispute resolutions and real-time decision product development effort for merchants, acquirers, issuers, service providers and consumers globally. Mr. Gerber has been with MasterCard since 2000 and has a strong background in product and fraud risk management. He holds qualifications in Criminal Justice & Forensic Auditing and Police Administration.� Prior to joining MasterCard, he was a member of the South African Police Services where he focused on organized crime and special internal investigations related to financial crimes.

Gareth Lodge is a senior analyst of banking at Celent.