Retirement planning

For more than half of U.S. households, retirement isn't a finish line. It's just a different phase of the marathon.

The 2022 retirement law aims to help workers pay off their student debts and save for retirement. Can it do both? It's complicated.

There's a new method of counting defined contribution retirement plan participants that can make a big difference for clients.

Wealth managers often plan as if their clients will live to age 95 — but few Americans do. New research suggests a different approach.

There's a difference between advising a client on a decision and making the decision for them. What happens when the client demands the latter?

Many factors can influence the timing of a person's retirement, but new research shows nothing comes close to health problems.

Only 46% of Americans now say they expect to work full-time after age 62 — the lowest percentage in a decade.

Social Security is still drifting toward insolvency, according to the program's board of trustees. Here's how to reassure worried retirement savers.

As Congress battles over shutdowns, Social Security's staff has dwindled to its smallest size in decades. For retirees, that means longer wait times and delayed benefits — but advisors can help.

The insurance products began 2024 in much the same way as 2022 and 2023: with record-breaking sales.

Retirement doesn't have to mean scrimping and saving. Here are five parts of the country where seniors are living large in their golden years.

Romantic partners usually agree on their broad retirement goals, a new Ameriprise study shows. But the consensus breaks down over smaller questions.

Late-in-life divorces have more than doubled since 1990, and they often decimate retirement savings. How can gray divorcees shore up their finances?

The "magic number" Americans think they'll need for a comfortable retirement went way up this year — but their actual savings went down.

For many facing the post-career phase of their lives, retirement is less about finance and more about the need for continued meaning and purpose.

RIAs must consider the bottom line when evaluating health care planning options, but the positives of delivering more holistic and comprehensive planning to your clients should not be overlooked.

Advisors must be attuned to the emotional factors at play, since no two clients have the same relationship with money.

A sometimes-overlooked measure of the 2022 law could put free money into millions of workers' retirement plans.

Is it possible to keep saving for retirement after you've lost your job? A former tech worker in New York asks the experts.

From baby boomers to Generation Z, Americans have a wide range of advantages and disadvantages when it comes to saving for retirement. Here's how they compare.