Retirement planning

Guaranteed pensions still exist for some lucky retirees; financial planners need to know how help those clients make the best pre- and post-retirement planning decisions to effectively manage the steady income.

A new study finds substantial savings and comfortable retirements when defined contribution plans are combined with Social Security income and lifestyle changes.

With so many distractions in their lives, clients face an uphill battle to focus their attention on retirement planning. Here's how advisors can help.

Can Social Security benefits be seized by collectors; Key numbers to know for a successful retirement; Costly mistakes to avoid

6 ways low savers can catch up; Pitfalls of longevity annuities; 50 important stats about long-term care

Using multiple accounts for a Roth IRA conversion gives clients a chance to separate winners and losers after the fact.

The U.S. Supreme Court has limited bankruptcy protection for inherited IRAs. Here's how you can continue to take care of clients' hard-earned legacies.

When does a Roth IRA make sense; How early 401(k) withdrawals can affect your retirement security; Building a solid nest egg

The IRS has partially withdrawn some of the rules it had earlier proposed on limiting rollovers from individual retirement arrangements.

Many independent advisors say they consider themselves fiduciaries, even if they aren’t legally obligated to adhere to that standard of care. So why are so many opposed to the DoL's expected proposal?

What's driving this new interest? Follow the money: U.S. retirement assets totaled $23 trillion in the first quarter of this year.

These combination or hybrid products package long-term care coverage with a life insurance policy or annuity-like product.

On October 22, 2010 the U.S. Department of Labor proposed to broadly amend the definition of fiduciary under ERISA as a person who provides investment advice to plans for a fee or other compensation. The rule has generated a lot of controversy, and the DOL has delayed the redraft of it until at least January 2015.

The value of small-cap value funds; Managing the "new retirement;" Clients want to be more "hands-on" with their 401(k) plans.

Dos and Don’ts with 401(k) Plans; Building Retirement Savings; Income Strategies

Paul Mahan is back in his old position at Commonwealth after a month with LPL Retirement Partners.

Our IRA expert looks at what happens to required minimum distributions the recipient of an inherited IRA.

Kathleen Tarr says AT&T Inc. employees looked to her as “their de facto 401(k) expert.” Visiting their homes and offices, she advised them on their retirement plans as they called up balances on computer screens.