Client strategies

When does a Roth IRA make sense; How early 401(k) withdrawals can affect your retirement security; Building a solid nest egg

Figuring out your real cost of living; Investing like Warren Buffett; Why clients ignore most of your advice

What clients can do if they run out of money; Game changers in retirement planning; Advisors offer dos and don'ts with 401(k) plans

Are you paying too much for long-term care?; Retirement savings makes you healthy and wealthy; Talk to your spouse and stop blaming each other

Comprehensive planning is catching on with advisors -- and their clients. But it can be labor intensive, requiring that a practice add more resources and staff.

Wealth management is poised to benefit significantly from an aging global population and a substantial wealth transfer, a new study from Merrill Lynch shows. But some evidence suggests the industry is unprepared.

These instruments can be very powerful estate planning tools. Here are five situations in which a revocable trust might be helpful for clients.

How to get "peace of mind" retirement income; Changing insurance plans can reduce premiums; Risks of spending retirement savings too early

When is it ok to borrow from your 401(k); Picking the best pension payout; Paying long-term care with HSA money

Considering alternatives to retiring; Managing an old 401(k); What to do when retirement accounts are maxed out

Immediate annuities surge, but lag other types; Never too late to plan; Different opinions on 4% rule

High-risk behaviors put investments at risk; Theme songs for retirement; Right (and wrong) questions for clients

Treasury Department approves new annuity; Advisors keep clients' emotions in check; Important questions about Social Security

Security experts say it's now crucial for advisors to understand that the fraud landscape has changed: Planners and their clients are both targets, and new federal rules (and custodians' policies) make advisors primarily responsible for fraud prevention. Advisors and other experts recommend a number of techniques for keeping clients safe.

When the Navy called Robert Gerstemeier back for involuntary active duty, he was glad that he had prepared for the unexpected.

Here are the smartest tips and tricks we’ve heard recently.

By focusing on what really needs protecting, advisors can help bring insurance spending under control.

Common Mistakes in Retirement Savings; Tuition vs. Nest Egg; Alternatives, Yes or No

The Atlanta-based bank has formed a medical specialty group dedicated to working with independent medical practices, owners, physicians and their families.

Selling a home in retirement; Frailty risk different from health care expenses; State of senior health, by state.