Health insurance

For a century, Americans were retiring younger and younger. Then, in the 1990s, the average retirement age started to shoot back up. What happened?

The right LTCI coverage can preserve savings and confer peace of mind, but it takes a well-briefed advisor to cover its many facets.

The trade group launched the program in April, offering advisors and their teams and families coverage “at a fraction of the cost.”

April brought the highest unemployment since the Great Depression. Some of these people are our clients.

The HSA has become increasingly valuable for future medical expenses, "and the triple tax benefit simply can’t be ignored,” an expert says.

Although the federal penalty was axed for those who failed to register for a plan, some states will continue to impose the coverage mandates.

“The advice I give is to calculate the financial impact for each option,” an expert says.

They are triple-tax advantaged, but also introduce significant challenges — especially for life partners with multiple accounts.

The triple-tax savings and investment vehicle is underutilized, but can help clients save for upcoming healthcare expenses.