Retirement planning

Contributing to these accounts makes sense for clients who anticipate higher tax rates in the future.

Clients should understand Medicare, Social Security and 401(k) changes that will impact on their retirement savings and income.

This recently passed bill is groundbreaking retirement legislation and will substantially alter the landscape for employer-sponsored retirement plans and individual savers.

Workers from both generations share similarities — and financial pressures — when planning for retirement, writes an expert.

To secure retirement for both spouses, married clients need to determine their savings rate in their 401(k)s and take advantage of the employer's match.

The change would affect seniors who converted traditional accounts to Roth and paid taxes for the benefit of their heirs.

Deferred taxation on these retirement products, in part, depends on how their distributions are made.

They are triple-tax advantaged, but also introduce significant challenges — especially for life partners with multiple accounts.

Female clients should start as early as possible and take advantage of the employer match, contributing at least 15% of their income.

With Portfolio Intelligent Income, the discount brokerage is shifting some of its focus toward clients ready to spend their investments.