Dan Collins

Images traditionally used in financial services literature would have us believe that everyone’s perfect idea of retirement involves sitting in a beach chair, soaking up the sun with a book in hand and toes wiggled into the sand. But does this unilateral perception reflect the reality of what your client base wants or needs? Probably not. When it comes to planning, no one can be put in a solution box.

Retirement plans that enroll all eligible employees get a very low opt-out rate -- and can help both workers and their employers.

This recently passed bill is groundbreaking retirement legislation and will substantially alter the landscape for employer-sponsored retirement plans and individual savers.