Retirement readiness

Once clients form concrete goals, some discover they need to shift their financial plan.

A variety of clients may find it wiser to hold back.

A variety of clients may find it wiser to hold back.

They should ask about age and health and also sources of income, living expenses and assets.

They should ask about age and health and also sources of income, living expenses and assets.

Consider factors like age and health, plus sources of income, living expenses and assets.

Why timing is so important for college graduates when making contributions to the 401(k) plans where they work.

In his underdog bid in North Carolina, Andy Millard says he's fighting big Wall Street money: "The financial consumer is not well represented in Congress."

Even index funds don’t necessarily escape workers' scrutiny when looking for unnecessary costs.

10 financial planning tips and strategies for planners to help same-sex couples.

Key issues to consider when strategizing clients' future financial health.

Under the current estimate, 2034 is the year when the administration can no longer pay full benefits. But the program should still be able to pay three-quarters of benefits at that time and for decades afterward.

These strategies can help clients with challenging drawdown decisions

Your clients’ generous intentions can actually work against them. How to help navigate a thorny but navigable issue.

Whether clients are making 529 plan distributions, a direct tuition payment or an in-kind gift, for grandparents, timing is everything.

Retirees diagnosed with serious health concerns should adjust their expectations on how they should spend their time and money.

Missed compounding opportunities, steep taxes and penalties and the possibility of forced early retirement, that's why.

Women tend to outlive their spouses. At the same time, they are undersaving and underearning. How can advisers help?

Spouses are generally entitled to Part A hospital coverage from the government program if the worker meets certain requirements.