Roth IRAs

Many deductions are likely to disappear if Congress passes the reform bill into law.

Retirees should ensure that they take their first required minimum distribution from their tax-deferred retirement account in the year they reach 70 1/2 or face a 50% penalty.

The proposal aims to simplify tax subsidies by increasing qualified withdrawals from 529s in exchange for scrapping the Coverdell account.

The tax plan would make itemized deductions less valuable so some seniors would lose a deduction that covers payments for nursing homes, assisted living or inpatient hospital care.

The Roth 401(k) is more flexible than a Roth IRA, and it is funded with after-tax dollars, which can help "diffuse the potential tax bomb."

Here are some traditional and under-the-radar ways to help clients earn more after taxes.

While contribution limits are expected to remain untouched, the country is still facing a retirement crisis, one expert says.

Clients should consider the next market downturn as an opportunity to invest in stocks that are "on sale."

The first step is to account for any obligations or costs, an expert says.

The right debt strategy can help clients make better decisions with capital allocations.

Most retirees said they adapted to their situation of having limited retirement income and they have had few regrets, according to a survey.

Owning a home can bring tax benefits, as well as equity that can be used to create an income stream, but in some cases a rental can be a better deal for retirees.

Can your clients use the increasingly popular "still working" rule? Yes, but get a handle on the rules first.

Some consumer advocates worry that this will negatively affect small businesses and middle- and low-income Americans.

Are you taking full advantage of the tools at your disposal? Advisors share insights about approaches.

The answer is in the investment details. If your employer offers a match, contribute at least enough money to get it since matches amount to "free money."

Clients under 35 are the only age group with a negative savings rate. These tools can help them prepare.

Each pre-retiree couple is in a unique circumstance, and needs to account for their health and longevity, as well as their willingness and ability to work.

Not tapping tax-deferred retirement accounts until the age of 70 1/2 can be a wrong move, as required minimum distributions can be big enough to push retirees to a higher tax bracket.

Planning may help high-income seniors avoid paying up to four times the going rate for Part B and Part D coverage.