Roth IRAs

A generation crosses a finish line and finds the IRS waiting. Here are some tips to help them minimize the bite.

Some advisers and their clients are running afoul of an IRS rule, and oversights can result in substantial penalties.

Why Roth IRAs make great presents for loved ones on their way out of college. Plus, reporting RMDs to charities in client filings.

Clients making IRA conversions should create several accounts to save on taxes. Plus, five carryovers for next year's filing and property exchange strategies.

In certain circumstances, a Roth IRA conversion can incur an immediate tax liability – but, fortunately, the decision to a conversion doesn't have to be all or none. A partial Roth conversion is not only permissible – in practice it's often the optimal strategy.