Social Security

Higher income may prevent retirees from qualifying for certain assistance programs because of income thresholds; plus, where retirees are moving and why.

Despite some recent rule changes, advisers still have to run the numbers on the best claiming strategies. Here’s how they are using software to do the job right.

Retirement may begin with a choice between starting benefits or taking distributions.

Even after Congress phased out two popular claiming strategies, you should remind clients they can increase their benefits simply by being patient.

The federal plan does not cover some things such as hearing aids and dental care; plus, how age differences in couples affect their Social Security.

Excess cash and over concentration in specific assets can lead to trouble.

How working longer can help elderly clients overcome a retirement benefit shortfall; plus, why basing a client's retirement plan on inheritance is a grave mistake.

Investors often think their time and savings are running out and micromanage their investments despite having hired a financial adviser.

They also should reduce spending as much as possible and keep their investments in stocks for greater returns; plus, planning for the gig economy.

There's a window of opportunity before clients reach age 70 ½ to mitigate some of the bite.