Paul Norr

Clients' statements have invaluable information and are a great launch pad for discussing retirement planning.

There is a way to help reshape deeply ingrained destructive habits.

Four key features of the program hinge on reaching full retirement age.

Many government retirement benefits are taken for granted by advisers, but still confuse clients. Here's what needs special attention.

Clients may leave an adviser's office with a terrific filing strategy. But the actual process can prove daunting. Here's how missteps can be avoided.

There are some situations where delaying is neither feasible nor prudent. Here’s how to weigh them.

For years, it seemed that a decline in monthly benefits was a long way off. Now it may be sooner than expected. Here’s what advisers need to know.

A majority of people still lack basic knowledge about Social Security. Be sure to educate your clients so they're not part of that scenario.

Your clients may lack knowledge when it comes to Social Security.

Shock and awe: When actual retirement health care costs soar beyond what a client had anticipated for their later years.

Present information in manageable doses and start with demystifying the three most common costs for retirees on standard Medicare insurance.

While many are woefully uninformed about the mechanics of Social Security, better information alone is not enough to guarantee better claiming behavior.

How to maximize government retirement income for couples, irrespective of their marital status.

Payouts to spouses and survivors appear similar but are different enough to cause headaches.

By educating themselves and clients about these possibilities, advisers can diffuse some retirement planning worries.

The Windfall Elimination Provision may reduce the amount of retirement income clients are expecting.

It may not be sexy, but thoroughly reviewing a client’s estimated income and expenses is key, says contributor Paul Norr.

It may not be sexy, but thoroughly reviewing a client’s estimated income and expenses is key.

It may not be sexy, but thoroughly reviewing a client’s estimated income and expenses is key.

Spousal benefits and survivor benefits appear very similar, but scratch a little deeper you’ll find a tangle of regulations and features. Here’s how to unwind them.