Is Asset Allocation Important to Retirement?

Ever since Harry Markowitz won the Nobel Prize for his work in Modern Portfolio Theory, the financial services industry has advocated the concept of asset allocation as the critical component of a successful investment strategy.  But now, a recent paper by the Center for Retirement Research at Boston College suggests that in terms of actually being able to maintain one’s lifestyle in retirement, compared to other factors, the focus on asset allocation is largely misplaced.

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Comments (2)
But rather than argue their conclusions, perhaps the most valuable message we as an industry should take away from this paper is continued guidance on the direction of our olejek do e-papierosa industry. With the majority of financial service professionals paid one way or another based on assets, it stands to reason that the solutions joyetech twist we develop and the expertise we acquire will be directed at solving the problems of those clients with assets. This paper shines a glaring vivi nova spotlight on the fact that the larger market has needs for which we have limited solutions and expertise. As an industry, we need to expand our expertise to find more and better ways to help those without assets achieve a comfortable and satisfying retirement.

Posted by misiek m | Tuesday, April 02 2013 at 5:32AM ET
Proper asset allocation - the distribution that meets not only your needs but also the peculiarities of nature. Using this rule our company - became one of most influential companies on the market.
Posted by David S | Wednesday, August 05 2015 at 6:51AM ET
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