Retirement education

Clients can expect investment returns through compounded growth as long as they don’t lose from a market downturn.

There are dangerous misconceptions that can lead to financial hardships in retirement.

Review the tax treaty between the U.S. and their new country to determine where they should pay the tax bill on their retirement income.

Clients may be better off boosting their equity allocation if they have a safety net in the form of assets that provide guaranteed income.

Traditional lenders usually refused cash-strapped minority seniors, which explains why they became such easy prey, an expert says.

Tariffs associated with the U.S.-China trade war could cause a bigger than expected adjustment.

Funding a 401(k), 403(b) or company-sponsored retirement savings vehicle should come first, an expert says.

Depression can be a big risk for seniors as they transition to retirement.

The legislation includes a provision that would raise the age limit for making contributions and taking required minimum distributions.

Retirees should live a frugal, flexible lifestyle and consider buying insurance to cover big ticket items.

They can do research by visiting funeral homes to get a better understanding of cost and burial details.

Be sure to check if the original owner has started taking minimum distributions to ensure clients make the right decisions.

"Part of the conversation should be exploring how your client uses the health-care system," says a CFP.

Younger investors tend to have limited assets, but that doesn’t mean their advice needs are simple.

Many older workers don’t know they are allowed to take penalty-free withdrawals from their 401(k), 403(b) and 457 plans.

An average couple aged 65 who are about to retire this year will need $285,000 to cover healthcare expenses.

Ensure their contributions don't exceed the limits to avoid a penalty tax.

Seniors who hold retirement savings in various assets should develop a tax-efficient withdrawal strategy.

Lawmakers are poised to merge two bills that would make it easier for workers to save for retirement.

Just over half of clients expect it will be harder for the next generation in their family to feel comfortable financially.