Editorial Staff

Clients can beat a costly pitfall that comes after missing a 60-day window on IRA rollovers by giving the agency their side of the story under a newly relaxed rule. Plus, ways to save when clients are too old for traditional IRAs.

One concrete step for advisers is to work with a care manager and a knowledgeable elder lawyer to petition the court to appoint a guardian or conservator.

For one strategy, clients should create income streams that have built-in protection, such as Social Security and long-term insurance.

A proposed 22.3% increase in Medicare Part B premiums, if approved, will automatically be deducted from retirees' monthly checks.

In about 30% of large companies, seniors can opt to work part-time or engage in job sharing with co-workers.

Investors can expect limited options or higher fees in their retirement plans as brokerage firms are evaluating their pricing structures to comply with the fiduciary rule.

This strategy may increase the value of these IRAs and reduce how much a client pays the IRS. Also, knowing when retirement account distributions are treated as ordinary income.

Clients should realize that reaching the finish line of their career means the start of a new chapter of life.

One approach shows how clients can use their health savings account to cover premium payments.

People who've prepared may still run out of money in retirement if they fail to create a budget or underestimate the amount they need.

Some seniors shop around for the most affordable health insurance and less expensive drugs every year.

Retirees over 65 will no longer be able to contribute to health savings accounts once they file for benefits.

Taxes are the top expense that seniors don't plan for enough, but dental costs and hearing aids are also on the list.

Why they should stay up-to-date with mergers and the financial difficulties of their past employers.

Donating appreciated stock to charity may be one way to offset a surcharge that is expected to increase in 2018.

Although the open enrollment comes in less than two months, seniors are advised to start preparing as soon as they can to save on premiums, co-payments and prescription drugs.

They go for $1 each on the underground internet where illegal online transactions occur. PayPal account numbers command the highest price.

If costs continue to escalate, Medicare may be forced to pass on the costs to beneficiaries, who are mostly retirees.

The Social Security trust fund only invests in U.S. Treasuries, which have seen yields fall to historic lows.

How options ranging from traditional index, tax-managed and static allocation funds to traditional IRAs and Coverdell Educational Savings Accounts may boost your client's return.