Michael Kitces

Risk protection requires holding some investments that underperform when stocks rise, such as government bonds. But the payoff can come when the tide turns.

Analysis: Arguably the greatest adjustment pressure will be on annuity companies and broker-dealer and insurance firms that will not likely qualify for the level-fee fiduciary exception.

If advisers fall short, “required disclosures will provide a roadmap to the plaintiff’s attorney to pursue."

The clock is ticking for the onset of an incredibly far-reaching new fiduciary rule. Here’s who it helps — and hurts.

Advisors in today’s crowded field must stand out in order to grow their business. Here’s how to build a digital platform that will attract clients.

Imposing a new arbitration clause, without any input on the process, is deeply disconcerting, writes our columnist.

Consolidating student loans may help reduce payment obligations, but think twice about private refinancing.

Unscrupulous advisors are finding safe havens, and fear no regulatory body.

A fundamental role in the securities business is changing — and there’s no going back.

Too much of it is designed to sell products rather than to enable advisors to actually provide the guidance clients are seeking.

Why, and how, a longevity annuity could fit the bill for retirement.

You could tell clients to move to another state to avoid a $1.2M tax bill. Or you could suggest a domestic asset protection trust instead.

Contributed articles and social media posts on specific ideas can separate planners from the rest of the pack.

In certain circumstances, a Roth IRA conversion can incur an immediate tax liability – but, fortunately, the decision to a conversion doesn't have to be all or none. A partial Roth conversion is not only permissible – in practice it's often the optimal strategy.

Sometimes it’s worth it to take a chance on illiquid investments. Here’s how to gauge the risk.

Winning over robo advisors doesn’t automatically mean cutting fees. Keep an eye on profit margins, however.

Many tax extenders are expected to pass in their agreed-upon form in a matter of days.

Using stop-loss market orders can backfire during extreme market swings. Stop-loss limit orders may offer a better approach.

Changes will effectively kill File-and-Suspend and Restricted Application strategies for collecting while earning delayed retirement credits

It may seem counter intuitive, but offering some free services may actually help advisors grow their businesses.