Michael Kitces

Capital gains tax rates are not just taxed at a single, more favorable, rate anymore.

Retirees who use a smaller withdrawal rate may amass significant excess wealth. That can mean trouble for advisors.

There’s a lot to be said for being lean and mean.

It’s crucial to know how much of a drawdown an investor can tolerate before panic sets in.

Career-switchers may think becoming a financial planner is an easy transition, but done improperly can pose dangers to themselves and clients.

Even as BDs transition from their commission roots, too many still treat advice as a liability.

No client wants to pay up. But, some could benefit from more tax exposure in retirement than actual spending.

Bringing on new employees can spur growth, but can also complicate compensation structures.

The planning association says it needs to undertake “transformational change,” but its latest proposal may just multiply its problems.

By allowing disciplinary actions to be expunged from certificants’ records, the board is sabotaging its own efforts to raise industry standards.