Paul Norr

Present information in manageable doses and start with demystifying the three most common costs for retirees on standard Medicare insurance.

While many are woefully uninformed about the mechanics of Social Security, better information alone is not enough to guarantee better claiming behavior.

How to maximize government retirement income for couples, irrespective of their marital status.

Payouts to spouses and survivors appear similar but are different enough to cause headaches.

By educating themselves and clients about these possibilities, advisers can diffuse some retirement planning worries.

The Windfall Elimination Provision may reduce the amount of retirement income clients are expecting.

It may not be sexy, but thoroughly reviewing a client’s estimated income and expenses is key, says contributor Paul Norr.

It may not be sexy, but thoroughly reviewing a client’s estimated income and expenses is key.

It may not be sexy, but thoroughly reviewing a client’s estimated income and expenses is key.

Spousal benefits and survivor benefits appear very similar, but scratch a little deeper you’ll find a tangle of regulations and features. Here’s how to unwind them.

Advisers can help with a mortgage strategy and squeezing out equity.

Advisers can help with a mortgage strategy and squeezing out equity.

There's a window of opportunity before clients reach age 70 ½ to mitigate some of the bite.

Here’s how to avoid the convoluted interplay of factors that can lead to alarmingly high rates.

This government benefits program offers a significant safety net to surviving family members. Advisors should be sure to know all aspects of this vital help.

Advisors and clients may not be as familiar with these other Social Security programs. Here's a brief primer.

Benefits grow approximately 8% for each year between 62 and 70 that clients delay filing for Social Security, and future benefits will include cost of living increases. So why aren't clients taking advantage?

Survivor benefits have some unique rules that separate them from the rest of the program.

Local Social Security workers are not necessarily trained in, nor are they able to evaluate, complicated strategies and long-term projections.

Suspending the payroll tax for people over 65 would decrease total government receipts, yet make it easier for older adults to work.