Insurance

In a third alternative to an often vexing choice, the pension holder obtains enough life insurance to elect the single life pension at retirement.

The direct-to-consumer startup will power an entirely digital policy only available through the insurer’s agents and advisors.

New flavors of the retirement investments aim to override a lingering bad image by scrapping conflict-laden commissions and being easier to understand. Will independent financial advisors finally be persuaded?

Amid the pandemic, staying informed about life insurance strategies with trusts and estates is critical.

The trade group launched the program in April, offering advisors and their teams and families coverage “at a fraction of the cost.”

Policies held in grantor trusts would be subject to estate tax under Democrats’ plan, the latest blow to wealth management for the affluent.

Any type of unreimbursed long-term care expense, be it for a mental or physical impairment, can completely ruin a client’s personal and retirement plans.

Form CRS was supposed to clear things up, but it’s made things worse, a fiduciary critic says.

The new platform aims to be a place for advisors to access a digital marketplace of insurance and structured products.

Even professionals such as accountants and attorneys who may serve as trustees are unaware of the numerous risks that life insurance policies carry.