Annuities

A new study finds many Americans are risking their own retirement security and health to support family members — with Gen X workers most at risk.

Joe Toledano, head of insured solutions for Morgan Stanley's wealth division and E-Trade, tells how insurance has gone from almost an afterthought for many financial planners to something that's central to what they do.

Side products no more, life insurance and annuities can make financial longevity possible for clients at all AUM levels.

A new TIAA Institute survey found that a vast majority of 401(k) plan participants are interested in accessing fixed annuities through their retirement accounts. Plan providers are listening.

Acronyms like CRT, CRAT, CRUT and NICRUT could have many clients' heads spinning. Here's a guide to the key pros and cons for financial advisors to consider.

Contingent deferred annuities represent product manufacturers' latest appeal to independent RIA advisors and their clients. Here's how they're making the case.

Sales were mostly flat until 2020. Over the past four years though, they've nearly doubled.

Fintech Flourish topped $5 billion in assets under custody and is launching into fee-based annuities; CEO Max Lane said he's learned a lot about the importance of data integration along the way.

Proposals to crack down on private placement insurance contracts aren't close to becoming law. Here's how advisors and their clients can use them for the time being.

Three regulatory amendments that are attached to the new "retirement security rule" display the stakes of the legal challenge already brewing in court.

The insurance products began 2024 in much the same way as 2022 and 2023: with record-breaking sales.

Total annuity sales easily eclipsed 2022 — which had set an all-time record.

The year saw both progress and problems, from glitches in the Inflation Reduction Act to a controversial new rule for advisors.

Financial planners and advisors must ensure that their clients have the necessary funds to meet whatever health challenges advancing age may bring.

The Biden administration wants to significantly expand how the fiduciary rule applies to retirement advice. Here's what advisors need to know.

J.D. Power ranked 16 annuities in terms of customer satisfaction. Here are the winners and losers.

High interest rates and a wobbly stock market continued to fuel the Great Annuity Boom this past summer.

As the economy improved, investors favored different products — ones that matched the complexity of the moment.

For annuities, 2023 got off to an extraordinarily strong start. In the first quarter, the insurance products reached a record-breaking $92.9 billion in sales.

In an unusual case, regulators have accused a Boston investment advisor of violating his fiduciary duty by putting his clients into high-fee retirement products.