IRAs

Clients should learn to reduce their housing, transportation and food costs, cut unnecessary expenses, and develop the habit of packing their lunch to work.

While contribution limits are expected to remain untouched, the country is still facing a retirement crisis, one expert says.

Self-directed IRAs can provide solid returns and tax protection.

Clients who intend to name minor children as beneficiaries of their IRAs should take taxes into consideration before making a decision.

There are drawbacks to a new law designed to help disaster victims access their retirement funds early without penalty.

While the average savings in retirement accounts increased markedly in recent years, the amounts varied significantly by income levels, says an expert.

The first step is to account for any obligations or costs, an expert says.

Borrowing against the value of one’s 401(k) is a great way to ride out a low-yield environment, right? Think again.

The right debt strategy can help clients make better decisions with capital allocations.

Most retirees said they adapted to their situation of having limited retirement income and they have had few regrets, according to a survey.