IRAs

Whether they have a mortgage does not affect the capital gains calculation, according to a CFP.

Retirees should ensure that they take their first required minimum distribution from their tax-deferred retirement account in the year they reach 70 1/2 or face a 50% penalty.

"Sun and sand are great," says one analyst, but they're not the only considerations. They certainly didn't help boost the top city in this survey.

It’s the Roth’s 20th birthday. Where is everyone?

High-yield or junk bonds, equities, and real estate investment trusts are excellent investment options for IRAs.

Acquiring a retirement savings tool provider allows the app to broaden its offerings to millennial clients.

Clients should learn to reduce their housing, transportation and food costs, cut unnecessary expenses, and develop the habit of packing their lunch to work.

While contribution limits are expected to remain untouched, the country is still facing a retirement crisis, one expert says.

Self-directed IRAs can provide solid returns and tax protection.

Clients who intend to name minor children as beneficiaries of their IRAs should take taxes into consideration before making a decision.

There are drawbacks to a new law designed to help disaster victims access their retirement funds early without penalty.

While the average savings in retirement accounts increased markedly in recent years, the amounts varied significantly by income levels, says an expert.

The first step is to account for any obligations or costs, an expert says.

Borrowing against the value of one’s 401(k) is a great way to ride out a low-yield environment, right? Think again.

The right debt strategy can help clients make better decisions with capital allocations.

Most retirees said they adapted to their situation of having limited retirement income and they have had few regrets, according to a survey.

Owning a home can bring tax benefits, as well as equity that can be used to create an income stream, but in some cases a rental can be a better deal for retirees.

Can your clients use the increasingly popular "still working" rule? Yes, but get a handle on the rules first.

Are you taking full advantage of the tools at your disposal? Advisors share insights about approaches.

One guideline to remember is that retirees should continue being invested in stocks, which produce high returns and pay dividends.