IRAs

ESG investing is one way to motivate young clients and boost their contributions.

The new offerings could boost returns to investors by 50 basis points, according to a Morningstar study.

There is no guarantee that TDFs generate the needed returns, and these funds may have hidden multiple fees, an expert explains.

Clients can claim airfare, lodging fees and half the cost of their meals as long as they can prove the trip is for work.

The accounting method can deliver attractive savings, along with protecting nature or farmland.

401(k) participants can create a pension-like source of retirement income by using a portion of their assets to buy a longevity income annuity.

With more Americans living past the age of 70, experts say they should not be forced to make unnecessary taxable withdrawals.

Retirees can suspend and resume their Social Security retirement benefits any time after their full retirement age even if they started collecting the benefit before reaching their FRA.

There are risks to this approach, however.

A Roth IRA would come ahead of a traditional IRA if clients move to a higher tax bracket in retirement.

Here’s how to decide whether your client should select the traditional or Roth IRA to put away for retirement and boost their savings.

Some questions were as relatively complex as the time-value of money; others were a simple as life expectancy. Answers were poor on all of them.

Young investors highly value advice but are not receiving enough of it, according to Corporate Insight.

Until the early 1980s, Social Security wasn't taxed. But in some situations today, clients may be in for a surprise.

Clients should ask themselves if a remote, self-contained community fits their personality and if they want to live with other seniors.

Education around these rules can prevent an increase in their tax bills.

Investors can expect a tax bill from their traditional IRA or Roth IRA if they hold non-traditional assets, such as limited partnerships, operating businesses and real estate, in these accounts.

The SEP IRA, Solo 401(k) and SIMPLE IRA are just a few options that may help them prepare.

Here’s one reason why clients should consider maxing out their contributions ahead of claiming deductions this year.