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How to leverage your clients’ small businesses for financial success Clients should use their businesses not only to make money but also to secure their future, according to Kiplinger. To do this, business owners should put their personal interest first by saving for retirement. They can use retirement saving vehicle options, such as a SEP IRA, which helps reduce taxable income by offering tax deductions on contributions. Other savings vehicles are the Solo 401(k) and SIMPLE IRA.

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