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Director, North America Benefits, Salesforce

Even as they still have to deal with tax season, the service is tasked with handling much of the stimulus packages.

These direct payments are intended to provide direct assistance to American taxpayers who have lost wages, jobs or opportunities because of COVID-19. But there is some fine print.

Heidi joined Arizent at the start of the COVID-19 pandemic in March 2020. Previously, she was the special editions editor at real estate trade publication The Real Deal, covering residential and commercial markets in South Florida, Los Angeles and the metro New York area. Prior to TRD, she was features editor at hyperlocal New York news site DNAInfo, where she oversaw coverage of the city's residential real estate market. With a Bachelors of Science from the College of Communication at Boston University, Heidi majored in film and later worked for celebrated cinéma vérité documentarian Frederick Wiseman. She also did stints as film editor at Metro Newspaper and UsWeekly.

Twitter: @heidipantz

Originally from Northern California, Ryan received bachelor's degrees in English and philosophy at UC Santa Barbara before beginning a career in journalism at the Santa Barbara Independent. After a few years of freelancing, bartending and snowboarding in Colorado, he moved to New York to earn a master's in journalism at Columbia University. Besides covering all things in financial advisor technology, Ryan has also written about music, sports, politics, art and entertainment.

“Traditionally, 401(k)s generally have some really good investment options that you wouldn’t be able to do on your own,” an expert says.